Savings

Savings Accounts

Product	Dividend Period	Minimum balance to earn dividends	Minimum deposit to open account	Annual Percentage Yield (APY)+
Regular Savings	Quarterly	$100	$5
Holiday Club	Quarterly	$100	$25
You Name It	Quarterly	$100	$25
Summer Survival	Quarterly	$100	$25
Berenstain Bears Cub Account	Monthly	$5	$5
Money Smart	Monthly	$5	$5
Coogan Trust	Quarterly	$100	$5
IRA Share	Quarterly	$100	$25

Elevate Savings Account

Balance	Dividend Period	Annual Percentage Yield (APY)+
$0 - $2,000	Monthly
$2,001 - $5,000	Monthly
$5,001 and above	Monthly

Shield Elite Checking Account

Balance	Dividend Period	Annual Percentage Yield (APY)+
Up to $2,499.99	Monthly
$2,500.00 and over	Monthly

Tiered Money Market Accounts

Balance	Dividend Period	Annual Percentage Yield (APY)+
$2,500 - $9,999.99	Monthly
$10,000 - $24,999.99	Monthly
$25,000 - $49,999.99	Monthly
$50,000 - $99,999.99	Monthly
$100,000+	Monthly

Flex CD & IRA Accounts

Product Details	Term	Dividend Period	Minimum balance to open account and earn dividends	Dividend Rate	Annual Percentage Yield (APY)+
With a Shield Elite Checking Account	10 months	Quarterly	$2,000
Without a Shield Elite Checking Account	10 months	Quarterly	$2,000

Certificates

Term	Dividend Period	Minimum balance to open account and earn dividends	Dividend Rate	Annual Percentage Yield (APY)+
6 month	Quarterly	$1,000
12 months	Quarterly	$1,000
24 months	Quarterly	$1,000
36 months	Quarterly	$1,000
48 months	Quarterly	$1,000
60 months	Quarterly	$1,000

Individual Retirement Accounts (Traditional, Roth, SEP, Coverdell ESA)

Term	Dividend Period	Minimum balance to open account and earn dividends	Dividend Rate	Annual Percentage Yield (APY)+
12 months	Quarterly	$500
18 months	Quarterly	$500
24 months	Quarterly	$500
36 months	Quarterly	$500
48 months	Quarterly	$500
60 months	Quarterly	$500