Our Shield Elite Checking Account offers Estate Planning, Bill-Cutting Services, Discounted Health Services (including pets!), and more!
High-Yield Flexible Savings
Maximize your savings with our Flex Certificate or IRA—earn more while keeping flexibility so you can spend your money on what truly matters.
Low Borrowing Rates
Take advantage of our competitive rates on Credit Cards, Personal Loans, Mortgages, Auto Loans, and more! View rates.
Who Can Join?
You’re eligible to become a DowneyFCU member, and part owner if you:
✓ Live, work, worship, or go to school in:
📍 Bell, CA
📍 Bell Gardens, CA
📍 Bellflower, CA
📍 Compton, CA (including East Compton)
📍 Cudahy, CA
📍 Downey, CA
📍 Huntington Park, CA
📍 Lynwood, CA
📍 Norwalk, CA
📍 Paramount, CA
📍 Pico Rivera, CA
📍 Santa Fe Springs, CA
📍 South Gate, CA
✓ Are an immediate family member of a current DowneyFCU member — such as a sibling, parent, grandparent, spouse, child or grandchild!
How to Establish Membership
To become a DowneyFCU member, you must:
✓ Open a Savings Account with a minimum deposit of $5 ✓Pay a one-time membership fee of $7—but here's the best part: $5 of your membership fee is donated to a local charity of your choice.
Your donation supports one of these impactful organizations:
ARC — Advocating for people with disabilities
SEEACA — Providing animal care and control services
American Cancer Society — Advancing cancer research and support
Your membership makes a difference—both in your financial future and in the local community!
What Do You Need to Open an Account?
We accept multiple forms of identification (ID) to make joining easy:
✓ Accepted IDs:
Individual Taxpayer Identification Number (ITIN)
Consular Identification Card (Matrícula Consular)
Foreign Passport
Driver's License
State ID
Residence Card
✓ For Minors (Under the age of 18):
Social Security Card
Birth Certficate
Interested in becoming a member?
Simply provide your name and phone number and we’ll give you a call.
Let Your Home Equity Work for You!
Get up to $750,000 for the holidays to create memorable moments, transform your home, or pay off high-interest debt—whatever your need, we've got you covered!1