Since 1957, Downey Federal Credit Union has been committed to empowering our members
with financial solutions that make a difference.
with financial solutions that make a difference.
The Benefits of Being a Member
20,000 +OWNERS & COUNTING...
Feature-Packed Checking
Our Shield Elite Checking Account offers Estate Planning, Bill-Cutting Services, Discounted Health Services (including pets!), and more!
High-Yield Flexible Savings
Maximize your savings with our Flex Certificate or IRA—earn more while keeping flexibility so you can spend your money on what truly matters.
Low Borrowing Rates
Take advantage of our competitive rates on Credit Cards, Personal Loans, Mortgages, Auto Loans, and more! View rates.
Who Can Join?
You’re eligible to become a DowneyFCU member, and part owner if you:
✓ Live, work, worship, or go to school in:
✓ Are an immediate family member of a current DowneyFCU member — such as a sibling, parent, grandparent, spouse, child or grandchild!
✓ Live, work, worship, or go to school in:
- 📍 Bell, CA
- 📍 Bell Gardens, CA
- 📍 Bellflower, CA
- 📍 Compton, CA (including East Compton)
- 📍 Cudahy, CA
- 📍 Downey, CA
- 📍 Huntington Park, CA
- 📍 Lynwood, CA
- 📍 Norwalk, CA
- 📍 Paramount, CA
- 📍 Pico Rivera, CA
- 📍 Santa Fe Springs, CA
- 📍 South Gate, CA
✓ Are an immediate family member of a current DowneyFCU member — such as a sibling, parent, grandparent, spouse, child or grandchild!
How to Establish Membership
To become a DowneyFCU member, you must:
✓ Open a Savings Account with a minimum deposit of $5
✓Pay a one-time membership fee of $7—but here's the best part: $5 of your membership fee is donated to a local charity of your choice.
Your donation supports one of these impactful organizations:
Your membership makes a difference—both in your financial future and in the local community!
What Do You Need to Open an Account?
We accept multiple forms of identification (ID) to make joining easy:
✓ Accepted IDs:
✓ For Minors (Under the age of 18):
