Upgrade the Way You Bank ✅ Get Paid Early, Enjoy Loan Discounts and Unlock More Perks Valued at $1,321.*     Learn Now
Main Content Starts Here

Lines of Credit

person checking papers and computer at home happy

Personal Line of Credit

Fast, flexible funds—ready when life hits.

family in front of house happy

Home Equity Line of Credit

Big plans? Tap into your home’s power.

Get in touch.

Depending on the time of day, all options may not be available. More information on our virtual branch hours.

Stay Connected with DFCU Emails!

Get the latest news, articles, and resources, sent to your inbox weekly.

ROUTING # 322275115 · NMLS # 401786
*APR=Annual Percentage Rate. +APY=Annual Percentage Yield. Rates and yields are subject to change without notice.
A member in good standing meets all membership requirements, including maintaining the $5 par value in the required savings account. Member must not be suspended, expelled, or withdrawn from membership and should be current on dues or payments. This status ensures full access to credit union services, products, and voting rights.
© 2025 Downey Federal Credit Union. All Rights Reserved.