Who Qualifies for Medicare Insurance?
Medicare is generally available to:
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People age 65 or older
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Certain people under age 65 with qualifying disabilities
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People with End-Stage Renal Disease (ESRD)
Understanding Your Medicare Options
Whether you’re approaching Medicare eligibility, already enrolled, or reviewing your coverage for the year ahead, a licensed Medicare representative can help answer your questions, explain your options, and guide you through the process.
Medicare includes several different types of coverage. Knowing what each one does can make it easier to understand your options.
| Medicare Coverage | What It Helps Cover |
|---|---|
|
Part A (Hospital Insurance) |
Helps cover inpatient hospital care, skilled nursing facility care, hospice care, and certain home health care services. |
|
Part B (Medical Insurance) |
Helps cover services from doctors and other healthcare providers, outpatient care, certain home health services, durable medical equipment, and many preventive services such as screenings, vaccinations, and yearly wellness visits. |
|
Part C (Medicare Advantage) |
Medicare-approved plans offered by private insurance companies as an alternative to Original Medicare. These plans include Part A and Part B coverage and often include Part D prescription drug coverage. Some plans may also offer additional benefits. |
|
Part D (Prescription Drug Coverage) |
Helps cover the cost of prescription medications and certain recommended vaccines. Coverage may be added to Original Medicare through a Medicare drug plan or included with certain Medicare Advantage plans. |
|
Medicare Supplement Insurance (Medigap) |
Additional insurance sold by private insurance companies that can help pay some of the out-of-pocket costs not covered by Original Medicare. Standardized Medigap plans offer different levels of coverage, and costs may vary by insurance company. |
Meet Tania, Your Medicare Advisor
Navigating Medicare doesn’t have to feel overwhelming. Tania Verafield, DFCU’s licensed Medicare advisor, is here to help you understand your options and make informed decisions with confidence.
Whether you’re approaching Medicare eligibility, reviewing your current options, or simply have questions, Tania provides personalized, educational guidance based on your needs and timeline.
There’s no cost or obligation to meet with Tania—just an opportunity to get your questions answered and better understand what comes next.
Have Medicare questions? Connect with Tania today.
Ayuda en español disponible.
Tania Verafield
Licensed Medicare Advisor
323-375-0864
tverafield@downeyfcu.org
no consultation fee.
Frequently Asked Questions
Are their costs associated for the Medicare consultation?
No, these services are offered at no cost and no obligation to DFCU's members and even non-members.How long does the consultation take?
About two hours.Can I change my plan after enrollment?
We encourage you to speak to Tania, our Medicare consultant, for questions regarding plan changes and account updates.Disclosures
Insurance products are not deposits, are not federally insured by the NCUA, are not obligations of or guaranteed by Downey Federal Credit Union, and may involve risk. Not connected with or endorsed by the U.S. government or the federal Medicare program. The availability of Medicare plans and services may vary by location and eligibility. We do not offer every plan available in your area. Currently we represent many organizations which each offer multiple products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. Membership eligibility required. Products, services, terms, and availability are subject to change.