Only Days Left 🔔 HELOC rates as low as 4.99% APR* for one year.
Main Content Starts Here

Financial
Wellness

Education Moves Us Forward······
It is never too early or too late to start learning about money. DFCU is not only a financial institution but a community resource for financial education.

Bite of Reality

Bite of Reality is an app simulation that teaches money management to students between 9th and 12th grade. In the activity, students receive real-world profiles including income and occupation.

Participants must visit multiple stations (insurance, automotive, leisure, utilities, etc.) and build out a monthly budget using the app. Throughout the activity they encounter pushy salespeople and various expenses. The simulation is meant to provide young adults a taste of what it feels like to manage their own finances. If you are interested in bringing any of these financial education workshops to your school or organization please contact our Community Engagement Specialist, Jazlyn Acebal, at jacebal@downeyfcu.org or 562.862.8141 ext.306.

MORE ON BITE OF REALITY

MoneySmart Jr.

Money Smart Jr. is a financial education game for students between 3rd and 5th grade. Similar to our Bite of Reality workshop, participants receive an occupation and income. Then they are tasked with visiting six different stations where they are presented with options that vary in price and luxury.

Students must make "money smart" shopping decisions while facing financial obstacles such as unexpected charges and credit card bills.

MORE ON MONEYSMART JR.

Financial Education for all ages

DFCU regularly hosts financial education presentations at local schools, churches, and community centers. We have presented on topics such as:

  • Home-Buying
  • Credit Cards
  • Saving for College
  • Credit Building
  • And More!

Graduation icon
Vacation icon
Home icon
Savings icon

We also create and customize presentations based on the needs of our audience.

If you are interested in bringing any of these financial education workshops to your school or organization please contact our Community Engagement Specialist, Jazlyn Acebal, at jacebal@downeyfcu.org or 562.862.8141 ext.306.

MoneySmart Matters, presented by Downey Federal Credit Union, is your go-to podcast for mastering the art of financial wellness. Whether you're new to managing money or a seasoned pro, our episodes offer practical tips, expert advice, and insightful discussions on everything from budgeting and saving to investing and debt management. We also explore the credit union difference, highlighting how credit unions like DFCU support their communities. Join us as we explore how credit unions make a positive impact beyond just financial services through community involvement and much more.

Stay Connected with DFCU Emails!

Get the latest news, articles, and resources, sent to your inbox weekly.

ROUTING # 322275115 · NMLS # 401786
*APR=Annual Percentage Rate. +APY=Annual Percentage Yield. Rates and yields are subject to change without notice.
A member in good standing meets all membership requirements, including maintaining the $5 par value in the required savings account. Member must not be suspended, expelled, or withdrawn from membership and should be current on dues or payments. This status ensures full access to credit union services, products, and voting rights.
© 2026 Downey Federal Credit Union. All Rights Reserved.