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Regular Savings

Regular Savings

Your relationship with us starts here. A Regular Savings is your door to membership and all the products and services Downey Federal Credit Union offers.

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Interested in a Regular Savings Account?

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Or call us at 562.862.8141

  • No dividends for balances under $100; earns dividends when your balance exceeds $100
  • Dividends compounded daily and paid quarterly
  • Subject to Regulation D (6 withdrawals per month, including overdraft, without a signature)
  • Available for businesses with a business license and Tax ID number
  • One-time $7 Membership-Fee ($5 is donated to a local charitable organization)
  • $5 minimum deposit to open
  • No monthly fee
  • If account is inactive for 12 months, a monthly dormancy fee of $3 will be charged
  • $25 Non-sufficient Funds Fee (NSF)
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Special Promotions - Save Money Today

*APR=Annual Percentage Rate. Rates shown may change at any time without notice. Rates quoted are the best possible rate for each tier based on credit score and other factors, and include rate discounts for automatic payment and direct deposit into a DFCU checking account. The actual rate and approval of a loan is determined by creditworthiness, FICO/credit score and other factors. DFCU standard lending rules and regulations apply. Offer may be changed or discontinued at any time without notice. (Payment example: $30,000 loan for 72 months at 1.99%APR would require 72 payments of $442.38). Rates are subject to change without notice. **90-days No Payment/loan deferral program only applies to new vehicles (model years 2015, 2016 & 2017), used vehicles up to 5 years old, and Recreational Vehicle Loans. New money only; no refinancing of a current DFCU loan. Minimum loan amount is $5,000. Loan interest will accrue from the date of loan disbursement & the life of the loan is extended by 3 months. Membership in good standing is required to qualify for this loan promotion. Primary member’s FICO score must be 660 or greater. Members can make additional payments at any time.