Dear Members,
We have received reports from other financial institutions that there has been an increase in fraudulent activity. Fraudsters are claiming to be from financial institutions with the goal of getting your account and other identification information. If you receive an unsolicited call, email, or text from anyone claiming to be with Downey Federal Credit Union, feel free to call us at (562) 862-8141 to verify before providing any information.

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Regular Savings

Regular Savings


Your relationship with us starts here. A Regular Savings is your door to membership and all the products and services Downey Federal Credit Union offers.

  • Only $5 needed to open and maintain your account
  • No monthly fee
  • Earns APY+ on balances of $100 or more
  • Easy access to your cash at over CO-OP surcharge-free ATMs
  • Use as collateral for a Share-secured Loan
  • Federally insured by the National Credit Union Administration (NCUA)
Become a Member
Interested in a Regular Savings Account?

Simply provide your name and phone number and we’ll give you a call.

Call Request Form - Mobile

Or call us at 562.862.8141


  • No dividends for balances under $100; earns dividends when your balance exceeds $100
  • Dividends compounded daily and paid quarterly
  • Subject to Regulation D (6 withdrawals per month, including overdraft, without a signature)
  • Available for businesses with a business license and Tax ID number
  • One-time $7 Membership-Fee ($5 is donated to a local charitable organization)
  • $5 minimum deposit to open
  • No monthly fee
  • If account is inactive for 12 months, a monthly dormancy fee of $3 will be charged
  • $25 Non-sufficient Funds Fee (NSF)


+APY as of 06/18/24