Regular Savings

Your relationship with us starts here. A Regular Savings is your door to membership and all the products and services Downey Federal Credit Union offers.

Only $5 needed to open and maintain your account
No monthly fee
Earns APY+ on balances of $100 or more
Easy access to your cash at over CO-OP surcharge-free ATMs
Use as collateral for a Share-secured Loan
Federally insured by the National Credit Union Administration (NCUA)

Become a Member

Interested in a Regular Savings Account?

Simply provide your name and phone number and we’ll give you a call.

Or call us at 562.862.8141

No dividends for balances under $100; earns dividends when your balance exceeds $100
Dividends compounded daily and paid quarterly
Subject to Regulation D (6 withdrawals per month, including overdraft, without a signature)
Available for businesses with a business license and Tax ID number

One-time $7 Membership-Fee ($5 is donated to a local charitable organization)
$5 minimum deposit to open
No monthly fee
If account is inactive for 12 months, a monthly dormancy fee of $3 will be charged
$25 Non-sufficient Funds Fee (NSF)

Interested in a Regular Savings Account?

Simply provide your name and phone number and we’ll give you a call.

Or call us at 562.862.8141