Share-Secured
Loan
Establish Credit with Confidence······
A great way to establish credit with a secured loan
Member Perks
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✓Borrow up to 100% of the balance in your savings account
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✓Fixed APR+ is 3% above current savings dividend rate
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✓Funds on deposits continue to earn dividends
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✓No borrower qualifications
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✓Terms up to 120 months
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✓No credit check
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✓When ready, visit a branch to open this account!
Disclosures
10-day grace period on payments. Payment is based on term of loan with a maximum term of 10 years. Payments can be made in branch, by phone, by mail, via online banking or direct deposit.
The terms of repayment, which reflect the repayment obligations over the full term of the loan, incliding any balloon payment (i.e. 48 monthly payments of $22.20 per $1,000 borrowed. Rate 3% + saving dividend .15% = 3.15% APR.
+ APR as of
