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Share-secured Loan

Share-secured Loan


  • Borrow up to 100% of the balance in your savings account
  • Fixed APR+ is 3% above current savings dividend rate
  • Funds on deposits continue to earn dividends
  • No borrower qualifications
  • Terms up to 120 months
  • A great way to establish credit with a secured loan
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Interested in a Share-secured Loan?

Simply provide your name and phone number and we’ll give you a call.

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Or call us at 562.862.8141 ext. 702


  • 10-day grace period on payments
  • Payment is based on term of loan with a maximum term of 10 years
  • Payments can be made in branch, by phone, by mail, via online banking or direct deposit
  • The terms of repayment, which reflect the repayment obligations over the full term of the loan, incliding any balloon payment (i.e. 48 monthly payments of $22.20 per $1,000 borrowed. Rate 3% + saving dividend .15% = 3.15%)
  • Late payment charge (more than 10 days late): 20% of the interest due that month
  • No application fee
  • No pre-payment penalty
  • Apply online via Online Banking
  • Over the phone at 562.862.8141
  • In branch


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