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Money Market

Access when you need it

Money Market

Access when you need it

Have easy access to your savings with an account that pays a little more.

  • Minimum balance to open is $2,500
  • No monthly fee
  • Optional check access (3 per month)
  • No penalties for deposits or withdrawals
  • Federally insured by the National Credit Union Administration (NCUA)
Interested in a Money Market Account?

Provide your information below and we'll be in contact soon!

Call Request Form - Mobile

*By inputting your information, you recognize you will be contacted by a DowneyFCU representative.


Or call us at 562.862.8141


Rates
Balance Dividend Period Annual Percentage Yield (APY)+
$2,500 - $9,999.99 Monthly View rates
$10,000 - $24,999.99 Monthly View rates
$25,000 - $49,999.99 Monthly View rates
$50,000 - $99,999.99 Monthly View rates
$100,000+ Monthly View rates
Open a Money Market Account

Members

If you are already a DFCU member, simply call 562.862.8141 or email feedback@downeyfcu.org to open this account.

Non-Members

If you aren’t a DFCU member yet, visit our branch to open this account.

  • $2,500 minimum deposit to open
  • Dividends compounded daily and paid monthly
  • Dividend rates subject to change
  • Subject to Regulation D (6 withdrawals per month, including overdraft, without a signature)
  • No monthly fee
  • $25 Non-sufficient Funds Fee (NSF)
  • Fees could reduce earnings


+APY as of 10/24/25