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Roses are red, violets are blue, life is expensive, DFCU has a solution for you!

With personal loan rates starting at 7.25% APR*, DFCU can help make life affordable for large purchases, consolidating debt, or for the season of love. Fund a personal loan with us from now until February 12, 2018 and you'll be entered to win the perfect Valentine's Day package. Valued at $500, DFCU's Valentine's Day package1 includes: dinner, flowers, a couple's massage, and a personalized gift for you and that special someone.

Don't miss out, this special promotion expires February 12, 2018.

Personal Loan Features:

  • Perfect for large purchases, education, consolidating debt or other unexpected expenses
  • Fixed, low rates
  • Terms up to 60 months
  • Borrow up to $25,000
  • 0.25% rate discount for automatic payment
  • 0.25% rate discount for Direct Deposit into a DFCU Checking Account
  • Skip a payment every 6 months+ (More info)
Term Fixed APR1
12 months as low as
24 months as low as
36 months as low as
48 months as low as
60 months as low as
*APR = Annual Percentage Rate. Rates quoted are the best possible rate for each tier based on credit score and other factors, and include rate discounts for automatic payment and direct deposit into a DFCU checking account. Other rates and terms are available. The actual rate you qualify for will be based on credit history and other factors. (Payment example: $25,000 loan for 60 months at 8.25%APR would require 60 payments of $509.91). Rates are subject to change without notice.

1All members who fund a Personal Loan from February 1 to 12, 2018 will be entered in a grand prize drawing for a Valentine's Day Package valued approximately at $500. All prize details and locations associated with the prize will be selected at the sole discretion of DFCU. Qualifying Personal Loans must be approved by 5:00PM on February 12, 2018 to be entered. The grand prize winner will be selected and notified on February 13, 2018. New money only; no refinancing of any current DFCU loans allowed.

No purchase necessary. All prize drawings are open to legal United States residents 18 years or older. An alternate means of entry may also be submitted by legibly printing your first and last name, address, phone number, email address, and "Be My DFCU Drawing" on a 3" x 5" card. Mail entry in a sealed envelope with sufficient postage to Downey Federal Credit Union, Attn: Marketing Department, PO Box 4639, Downey, CA., 90241. Mail-in entries must be postmarked by 2.12.2018 to qualify. DFCU is not responsible for lost, misdirected, or late entries. DFCU employees and volunteers, as well as their immediate family members and household members, are not eligible to win. The alternate means of entry is free, unconditional and does not depend on the purchase or payment of Credit Union services.

+Skip-A-Payment requests are subject to DFCU approval. All DFCU accounts must in good standing. All DFCU loans must be current (have no amounts past due) at the time of request. A $50 processing fee will be applied. Certain other restrictions may apply. Please contact our Loan Department or visit for complete details and qualifying criteria.
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