Enjoy 3 Months of Zero Payments on New Vehicle Financing!
Main Content Starts Here

Holiday Club

Save today, enjoy the festivities later!

Holiday Club

Save today, enjoy the festivities later!

The holidays can cause a lot of stress if you don't have the cash you need on hand. Our Holiday Club account gives you a convenient way to be prepared for all end-of-year expenses.

  • Only $25 needed to open account
  • No monthly fee
  • Earn APY+ on balances of $100 or more
  • Funds are automatically disbursed by the first business day in November each year
  • Federally insured by the National Credit Union Administration (NCUA)
Interested in a Holiday Club Account?

Provide your information below and we'll be in contact soon!

Call Request Form - Mobile

*By inputting your information, you recognize you will be contacted by a DowneyFCU representative.


Or call us at 562.862.8141


Open a Holiday Club Account
Members
If you are already a DFCU member, simply call 562.862.8141 or email feedback@downeyfcu.org to open this account.

Non-Members
If you aren’t a DFCU member yet, visit our branch to open this account.
  • $25 minimum deposit to open
  • No maximum limit
  • No dividends for balances under $100; earns dividends when your balance exceeds $100
  • Dividends compounded daily and paid quarterly
    • No monthly fee
    • Early Withdrawal Penalty and Closure: 90-day dividend penalty and account cannot be opened again until November 1


    +APY as of 09/15/25