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Holiday Club

Save today, enjoy the festivities later!

Holiday Club

Save today, enjoy the festivities later!

The holidays can cause a lot of stress if you don't have the cash you need on hand. Our Holiday Club account gives you a convenient way to be prepared for all end-of-year expenses.

  • Only $25 needed to open account
  • No monthly fee
  • Earn APY+ on balances of $100 or more
  • Funds are automatically disbursed by the first business day in November each year
  • Federally insured by the National Credit Union Administration (NCUA)
Interested in a Holiday Club Account?

Provide your information below and we'll be in contact soon!

Call Request Form - Mobile

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Or call us at 562.862.8141


Open a Holiday Club Account
Members
If you are already a DFCU member, simply call 562.862.8141 or email feedback@downeyfcu.org to open this account.

Non-Members
If you aren’t a DFCU member yet, visit our branch to open this account.
  • $25 minimum deposit to open
  • No maximum limit
  • No dividends for balances under $100; earns dividends when your balance exceeds $100
  • Dividends compounded daily and paid quarterly
    • No monthly fee
    • Early Withdrawal Penalty and Closure: 90-day dividend penalty and account cannot be opened again until November 1


    +APY as of 06/14/25