• Berenstain Bears Financial Wellness Program
  For ages 0-10
• Moneysmart Program
  For ages 11-17
• Coogan Trust
  For Cubs in the
  Entertainment Industry

*To receive one (1) raffle entry (“Entry”), the youth member must complete a full row on the Holiday Savings Bingo card during the promotion period of 12/1/2025 through 12/31/2025 (“Promo Period”). Bingo cards are available to Bears Cub and Money Smart Account members ages 0–17 (“Qualifying Accounts”). Bingo cards can be picked up at the DFCU Branch or downloaded at downeyfcu.org/youth. The youth account must be open and in good standing at the time the Entry is submitted. Completed cards must be submitted to a DFCU branch by 12/31/2025 to qualify. One completed row equals one (1) Entry. Completed rows can be any horizontal, vertical, or diagonal row on the Bingo card. Maximum of five (5) Entries per youth member. Raffle prize is one (1) $300 Target or Amazon gift card. Winner will be selected on or after 1/10/2026 and will be notified by phone or email. Odds of winning depend on the number of eligible Entries received. Non-Member Entries: To enter without having the Qualifying Accounts, purchase, or obligation: A) By mail — hand-print your name, address, city, state/province/territory, ZIP or postal code, email address, and daytime telephone number (including area code) on a 3” x 5” card and mail, with sufficient postage affixed, to: DFCU Holiday Bingo, 8237 3rd Street, Downey, CA 90241. B) In person — deliver the 3” x 5” card to 8237 3rd Street, Downey, CA 90241, during DFCU business hours within the Promo Period No purchase or payment necessary to enter. Existing Bears Cub or Money Smart Accounts are eligible to participate. Terms and conditions apply. The Credit Union reserves the right to modify or terminate this promotion at any time without notice. DFCU employees, Board members, and volunteers are not eligible to participate. Bears Cub and Money Smart Accounts earn dividends with a $5 balance or more. Dividends are compounded daily and paid monthly.