CUB SAVINGS
for ages 0-10
Open this November and Get a $25.00 BONUS! 1
Help your Cub start saving this November with a Berenstain Bears Cub account and set them on the path to #moneysmart habits.
Invest in their future
Get started with as little as
$5.00
Get a FREE Gift from the Berenstain Bears Family3
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At Account Opening! Includes Paw Bank, "The Bears Visit The Credit Union" by Mike Berenstain and More
Member Perks
With a Berenstain Bears Cub Account Enjoy:
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✓
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✓Access to Exclusive Themed Events
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✓Branch Coin Machine Usage For FREE
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✓Branch Little Library Available
Frequently Asked Questions
How do I open this account?
Visit our Branch: 8237 3rd Street, Downey CA 90241.What documents are required to open this account?
You will be required to present your Child's ID, Birth Certificate and Social Security Card in order to establish this account.Is there a minimum balance required to open and maintain the account?
$5.00. These funds are what maintain your account as "active".Are there any restrictions on deposits or withdrawals?
No, there are no limitations on deposits or withdrawals.Disclosures
1
To receive the $25 Youth Account Bonus (“Bonus”), you must open a new Bears Cub Account or Money Smart Account (“Qualifying Account”) between 11/1/2025 and 11/30/2025 (“Promo Period”). A minimum balance of $100 is required at opening or by 11/30/2025 to qualify for the $25 bonus. The account must remain open and in good standing at the time of bonus deposit. Bonus will be credited to the Qualifying Account no later than 12/15/2025. Limit one (1) bonus per member. Existing Bears Cub or Money Smart Accounts are not eligible. Terms and conditions apply. The Credit Union reserves the right to modify or terminate this promotion at any time without notice. DFCU employees, Board members, and volunteers are not eligible to receive this offer. Bears Cub and Money Smart Accounts earn dividends with a $5 balance or more. Dividends are compounded daily and paid monthly. To open an account, please visit our Downey Federal Credit Union branch. Youth accounts must be opened by a parent or legal guardian who will be a joint owner on the youth account. You will be required to present your child’s ID, Birth Certificate, and Social Security Card in order to establish this account. Earns dividends with a $5 balance or more. Dividends compounded daily and paid monthly.
2
A study by the University of Cambridge found that many financial behaviors are set by age 7. Please consult with a financial advisor regarding your specific situation. The statements provided are general guidelines.
3
For a limited time. While supplies last.
