MONEYSMART SAVINGS
for ages 11-17
Your Shot at $400 — Join the Savings Challenge! 1
Deposit $100 into your MoneySmart Savings Account by October 15 and you’ll be entered to win $400! Checks, transfers, coins, or cash—it all counts toward your $100 goal.
Invest in their future
Get started with as little as
$5.00
Member Perks
Learn More About Our Free High School Debit Cards
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Frequently Asked Questions
How do I open this account?
Visit our Branch: 8237 3rd Street, Downey CA 90241.What documents are required to open this account?
You will be required to present your Child's ID, Birth Certificate and Social Security Card in order to establish this account.Is there a minimum balance required to open and maintain the account?
$5.00. These funds are what maintain your account as "active".Are there any restrictions on deposits or withdrawals?
No, there are no limitations on deposits or withdrawals.Disclosures
1
No purchase or obligation is necessary to enter or win. $400 Sweepstakes (“Sweeps”) is open only to U.S. residents. Entry into the Sweeps is automatic when you deposit a total of $100 or more into your DFCU Cub Account or Money Smart Account (“Qualifying Accounts”) between 9/15/2025 and 10/15/2025 (“Promo Period”). To be eligible, the account must be in good standing. Only deposits made during the Promo Period qualify toward the $100 minimum. Participants with Qualifying Accounts can make multiple deposits to reach the $100 minimum deposit requirement. Qualifying Accounts must total to the minimum $100 in deposits to be eligible; if withdrawals during the Promo Period cause the account to not meet the $100 minimum, the account will not be eligible. One entry per account. Non-Member Entries: To enter without having the Qualifying Accounts, purchase or obligation A) by mail, hand-print your name, address, city, state/province/territory, ZIP or postal code, email address, and daytime telephone number (including area code) on a 3” x 5” card, and mail, with sufficient postage affixed, to: DFCU Sweeps, 8237 3rd Street, Downey, CA, 90241 or B) in person, deliver the 3” x 5” card to 8237 3rd Street, Downey, CA, 90241, any time during DFCU business hours, during the Promo Period. Only one entry per participant will be permitted. One winner will be randomly selected to receive a $400 cash prize to be paid out no later than 10/30/2025. Cub Account and Money Smart Account holders will receive the prize through a deposit directly into their account. Odds of winning depend on the total number of eligible entries received. Additional terms and conditions may apply. The credit union reserves the right to modify or terminate the promotion at any time without notice. DFCU employees, Board members, and volunteers are not eligible to win.
2
According to a Junior Achievement and Charles Schwab survey. Please consult with a financial advisor regarding your specific situation. The statements provided are general guidelines.
3
Earns dividends with a $5 balance or more. Dividends compounded daily and paid monthly. Minors ages 11-17 can open a checking account with a parent or guardian as joint owner.
