| FICO | 36 months | 48 months | 60 months | 72 months |
|---|---|---|---|---|
| ≥720 | ||||
| 680-719 | ||||
| 640-679 | ||||
| 600-639 | ||||
| 599 or below |
| FICO | 36 months | 48 months | 60 months | 72 months |
|---|---|---|---|---|
| ≥720 | ||||
| 680-719 | ||||
| 640-679 | ||||
| 600-639 | ||||
| 599 or below |
| FICO | 24 months | 36 months | 48 months | 60 months |
|---|---|---|---|---|
| ≥720 | ||||
| 680-719 | ||||
| 640-679 | ||||
| 600-639 | ||||
| 599 or below |
| FICO | 48 months | 60 months | 72 months | 120 months | 180 months |
|---|---|---|---|---|---|
| ≥720 | |||||
| 680-719 | |||||
| 640-679 | |||||
| 600-639 | |||||
| 599 or below |
| FICO | 48 months | 60 months | 72 months |
|---|---|---|---|
| ≥720 | |||
| 680-719 | |||
| 640-679 | |||
| 600-639 | |||
| 599 or below |
| FICO | 12 months | 24 months | 36 months | 48 months | 60 months |
|---|---|---|---|---|---|
| ≥720 | |||||
| 680-719 | |||||
| 640-679 | |||||
| 600-639 | |||||
| 599 or below |
| FICO | Annual Percentage Rate | Card Type |
|---|---|---|
| 720+ | APR* | Platinum |
| 680-719 | APR* | Platinum |
| 640-679 | APR* | Classic |
| 600-639 | APR* | Classic |
| ≤599 | APR* | Classic |
| FICO | Annual Percentage Rate |
|---|---|
| 720+ | APR* |
| 680-719 | APR* |
| 640-679 | APR* |
| 600-639 | APR* |
| Product | Terms | Rates (APR)4 as low as | Amount |
|---|---|---|---|
| Signature Line of Credit | Open-ended | up to $25,000 | |
| Shared-secured Loan | 120 months | Dividend + 3.00% | 100% of share |
| Certificate-secured Loan | n/a | Dividend + 3.00% | 100% of certificate |
| Product | Rate Type | Rates (APR)5 as low as | Amount |
|---|---|---|---|
| Home Loan/1st Mortgage (owner-occupied) | Fixed | Quoted daily | up to 80% LTV |
| Home Equity Loan/2nd Mortgage (owner-occupied) | Fixed | up to 80% LTV ($400,000 maximum) |
|
| Home Equity LOC (HELOC) (owner-occupied) | Variable | up to 80% LTV ($400,000 maximum) |
|
| Rental Equity/2nd Trust Deed (non owner-occupied) | Fixed | up to 70% LTV ($50,000 maximum) |
|
| Rental Equity LOC (non owner-occupied) | Variable | up to 70% LTV ($50,000 maximum) |