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Home Loans

Home Loans

Downey Federal Credit Union partners with Primary Partners to help you get into your first home, your dream home or refinance your current loan from another lender.

  • For purchase or refinance
  • Up to 80% Loan-to-Value (LTV)
  • Low, competitive rates change daily
  • Conforming and Jumbo Loan options available

80/10/10 Home Loans

Our 80/10/10 financing breaks up the mortgage loan, making it easier to get into a home.

Jumbo Loan

Jumbo mortgage is a mortgage loan that may have high credit quality, but is in an amount above conventional conforming loan limits. (Usually loan amounts higher than $417,000)

Conforming Loan

A conforming loan is a mortgage loan that conforms to government guidelines. (Usually loan amounts lower than $417,000)

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Interested in a Home Loan?

Simply provide your name and phone number and we’ll give you a call.

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Or call us at 562.862.8141

  • Conforming loan amounts conform to GSE (Fannie Mae and Freddie Mac) guidelines
  • Jumbo loan amounts are anything above conventional conforming loan limits
  • Payments can be made in branch, by phone, by mail, via online banking or direct deposit
  • Rate based on FICO/credit score
  • 15-day grace period on payments
  • Late payment charge: 5% of payment amount
  • No application fee
  • No pre-payment penalty
  • Apply online HERE
  • Over the phone at 562.862.8141
  • In branch
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