Explore the Benefits of our Introductory Offers
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0.00% APR 1 on all Purchases
✓ First 6 months — shop interest-free with financial flexibility
AND
0.00% APR 1 on all Balance Transfers
✓ First 6 months — pay down debt without the added interest
*Both Introductory Offers Begin On the Date Your Credit Card is Approved.
EARN REWARDS WITH EVERY PURCHASE
Get up to
$25,0001
1 Point for Every $1 Spent
Turn everyday purchases into cash back, gift cards, and more. Plus, get 1,000 bonus points with your first purchase!1
Save & Enjoy More
No annual fees. No cash advance fees. Unlike the big banks, we keep it simple so you can keep more of your money.1
Low Rates = Peace of Mind
Enjoy a competitive low rate on your rewards card — well below the national rewards credit card average of 22.77% APR.2
Rates
FICO
Annual Percentage Rate
FICO 720+
Annual Percentage Rate APR*
FICO 680-719
Annual Percentage Rate APR*
FICO 640-679
Annual Percentage Rate APR*
FICO 600-639
Annual Percentage Rate APR*
Redeeming Your Points
The best part? You decide how to use your rewards.
Just log in to MYCARDINFO, and open your Rewards hub to start redeeming.
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✓For Merchandise
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✓Travel (air, hotel, car rental, and cruises)
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✓Event Tickets
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✓Activities/Experiences
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✓Gift Cards
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✓Donate to Charity
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✓Cash toward Statement Credits
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✓Cash deposited into your DFCU Checking or Savings Account
Frequently Asked Questions
How do I make payments to my DFCU Rewards Visa® Credit Card?
Payments are made through our partner's website: MyCardInfo.Can I use my DFCU Rewards Visa® Credit Card internationally?
Yes, you can use your Platinum Visa® Credit Card worldwide! Enjoy the convenience of accessing your funds abroad, ensuring a seamless payment experience no matter where your travels take you. DFCU Foreign Transaction Fees: Transactions made in foreign currency: 1% of each transaction in US Dollars. Foreign transactions billed in US dollars: 1% of each transaction in US Dollars.What should I do if my DFCU Rewards Visa® Credit Card is lost or stolen?
Contact Co-Op® Financial Services immediately to report the loss. We are here to help!Disclosures
1
APR = Annual Percentage Rate. Purchases and balance transfers made with a new DFCU VISA® Rewards Credit Card will receive a 0% promotional APR for six (6) billing cycles, up to your available credit limit. After the six cycles, any remaining balance from transactions made during the promotional period will revert to the standard rate. The promotional APR excludes cash advances. Credit card rates and approval are determined by creditworthiness, FICO/credit score, and other qualifying factors, and rates may change at any time without notice. Please speak with a DFCU Loan Representative for complete details, disclosures, and other rates and terms. Standard DFCU lending rules and regulations apply. Credit lines range from $1,000 minimum to $25,000 maximum. A 25-day grace period applies on purchases before interest begins to accrue. The minimum monthly payment is 2.5% of the balance, with a $20 minimum. The card is accepted worldwide wherever the VISA® logo is displayed and includes free Convenience Checks and ATM access for cash advances. Fees include $20 for late payments and $15 for returned payments. There is no annual fee, no cash advance fee, and no over-limit fee. Foreign transaction fees apply at 1% of each transaction, whether billed in foreign currency or U.S. dollars.
