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Rental Equity Line of Credit

Rental Equity Line of Credit


Use the equity in your rental property for recurring expenses like upgrades, repairs, or cleaning — what you do with the money is up to you.

  • Up to 70% LTV
  • Loan amounts up to $50,000
  • Low, variable rate of APR1
  • Open-ended loan with a 7-year draw period / 12-year repayment
  • Minimal fees
1APR=Annual Percentage Rate. Rates quoted are the best possible rate for each tier based on credit score and other factors. Other rates and terms are available. The actual rate you qualify for will be based on credit history and other factors. Rates are subject to change without notice but will not increase more than 6.00% above the initial rate or 18.00%, whichever is less. Estimated costs related to the process: Drive-by Appraisal ($225.00), Title Fees ($230.00-$450.00), Origination Fee ($60.00).
  • Property must be non-owner occupied
  • Payments can be made in branch, by phone, by mail, via online banking or direct deposit
  • Rate based on FICO/credit score
  • 15-day grace period on payments
  • Home Equity Early Disclosure

  • Late payment charge: 5% of payment amount
  • No application fee
  • No annual fee
  • No pre-payment penalty
  • Over the phone at 562.862.8141
  • In branch


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The insurance offered is not a deposit and is not federally insured by NCUA. The insurance is not guaranteed by the credit union nor an obligation of the credit union. The insurance may lose value.