Main Content Starts Here



Unlock Your Home's Potential with DFCU's Home Equity Line of Credit!

Get funds for your dreams: remodel, vacation, or high-interest debt payoff! Act now for low rates and flexible terms.

Why choose DFCU?

Amounts up to $750,000

Up to 80% CLTV

Rates from 9.00% APR*

Apply Now
Interested in a Home Equity Line of Credit?

Simply provide your name and phone number and we’ll give you a call.

Call Request Form - Mobile

Or call us at 562.862.8141

More details:
  • Open-ended loan with a 10-year draw period / 10-year repayment
  • Enjoy the Credit Union difference with us!

Questions? Chat with us online or call 562-862-8141.
  • Property must be owner-occupied
  • Payments can be made in branch, by phone, by mail, via online banking or direct deposit
  • Rate based on FICO/credit score
  • 15-day grace period on payments
DFCU HELOC DISCLOSURE: *APR=Annual Percentage Rate. Rates quoted are the best possible rate for each tier based on credit score and other factors. Other rates and terms are available. The actual rate you qualify for will be based on credit history and other factors. Rates are subject to change without notice. Estimated costs related to the process: Drive-by Appraisal ($400.00), Title Fees ($350.00-$450.00), Origination Fee ($60.00).

Download PDF

Download PDF of HELOC Disclosure

  • Late payment charge: 5% of payment amount
  • No application fee
  • No annual fee
  • No pre-payment penalty