Home Equity Line of Credit

A HELOC or HEL is a great way for you to utilize the built up equity in your home for recurring expenses or emergency funds whenever needed. Also great to consolidate debt, a home remodel or add on, higher education expense, or other large expenses!

Enjoy these advantages when obtaining a HELOC with DFCU:

Up to 80% CLTV
Loan amounts up to $750,000
Open-ended loan with a 10-year draw period / 10-year repayment
Low, variable rates as low as APR^*
Minimal fees

Questions? Give us a call at 562-862-8141.

Start Online Application

Interested in a Home Equity Line of Credit?

Simply provide your name and phone number and we’ll give you a call.

Or call us at 562.862.8141

Property must be owner-occupied
Payments can be made in branch, by phone, by mail, via online banking or direct deposit
Rate based on FICO/credit score
15-day grace period on payments

DFCU HELOC DISCLOSURE: *APR=Annual Percentage Rate. Rates quoted are the best possible rate for each tier based on credit score and other factors. Other rates and terms are available. The actual rate you qualify for will be based on credit history and other factors. Rates are subject to change without notice. Estimated costs related to the process: Drive-by Appraisal ($400.00), Title Fees ($350.00-$450.00), Origination Fee ($60.00).

Download PDF of HELOC Disclosure

Late payment charge: 5% of payment amount
No application fee
No annual fee
No pre-payment penalty

Apply online via Online Banking
Over the phone at 562.862.8141
In branch
The green Start Online Application button above

Interested in a Home Equity Line of Credit?

Simply provide your name and phone number and we’ll give you a call.

Or call us at 562.862.8141