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Rental Equity Loan

Rental Equity Loan


Use the equity in your rental property to upgrade, remodel, or even make repairs to the property. What you do with the money is up to you.

  • Up to 70% CLTV
  • Loan amounts up to $50,000
  • Terms from 84 to 144 months
  • Low, fixed rate
  • 7-year draw on loan
  • Minimal fees
Rates
Term Fixed APR1
84 months as low as
120 months as low as
144 months as low as
1APR=Annual Percentage Rate. Rates quoted are the best possible rate for each tier based on credit score and other factors. Other rates and terms are available. The actual rate you qualify for will be based on credit history and other factors. Rates are subject to change without notice but will not increase more than 6.00% above the initial rate or 18.00%, whichever is less. Estimated costs related to the process: Drive-by Appraisal ($225.00), Title Fees ($230.00-$450.00), Origination Fee ($60.00).
  • Property must be non-owner occupied
  • Payments can be made in branch, by phone, by mail, via online banking or direct deposit
  • Rate based on FICO/credit score
  • 15-day grace period on payments
  • 15-day grace period on payments
  • The terms of repayment, which reflect the repayment obligations over the full term of the loan, including any balloon payment (i.e. $25,000 borrowed would be 84 monthly payments of $353.35)
  • The payments do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater
  • Late payment charge: 5% of payment amount
  • No application fee
  • No pre-payment penalty
  • Over the phone at 562.862.8141
  • In branch


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