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Money Smart

Build a foundation

Money Smart

Build a foundation

Starting January 1, 2019, CU Succeed Accounts will transition to a Money Smart Account. Not to worry, all Terms and Conditions will remain the same. (i.e. dividends, account minimums, dividend payouts, zero fees, etc.)

Become Money Smart! Young adults ages 11-17, get started with managing money and expand your financial literacy with DFCU's Money Smart Account. Grow your savings, learn healthy finance habits, and prepare for the future.

  • Only $5 needed to open account
  • No monthly fee
  • Earns APY+
  • A quarterly newsletter arrives in their name
  • Access to special events and fun activities designed to help teach the value of financial literacy
  • Minors ages 13-17 can open a checking account with a parent or guardian as joint owner
  • Free ATM/Visa Debit card with parent (ages 13+)
Interested in a Money Smart Account?

Simply provide your name and phone number and we’ll give you a call.

Call Request Form - Mobile

Or call us at 562.862.8141


Open a Money Smart Account
Members
If you are already a DFCU member, simply call 562.862.8141 or email feedback@downeyfcu.org to open this account.

Non-Members
If you aren’t a DFCU member yet, visit our branch to open this account.
  • $5 minimum deposit to open and maintain account
  • $20 minimum to open checking account but no minimum balance once established
  • No dividends for balances under $100; earns dividends on balances of $100 or more
  • Dividends compounded daily and paid quarterly
  • Subject to Regulation D (6 withdrawals per month, including overdraft, without a signature)
  • No monthly fee
  • No fee to open
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