Enjoy 3 Months of Zero Payments on New Vehicle Financing!
Main Content Starts Here
The Berenstain Bears Financial Literacy Program - Cub Club

CUB SAVINGS

For Ages 0-10
Building Their Future, One Deposit at a Time
Teaching the importance of saving early gives your child a strong start. With the Berenstain Bears Cub Savings Account, they can learn about money while having fun! Become a member today and join us later this month for our Trunk or Treat event!
Invest in their future
Get started with as little as
$5.00
Interest-Earning1
 
Earns 0.15% APY+
Avoid Fees
 
Enjoy no monthly maintenace fees.
Future Impact
 
Research shows that many financial habits are set by age 7. Set them up for success.2
Get a FREE Gift from the Berenstain Bears Family3
· · · · · · ·
At Account Opening! Includes Paw Bank, "The Bears Visit The Credit Union" by Mike Berenstain and More
Member Perks

Frequently Asked Questions

How do I open this account? Parent/Guardian and Child must visit our Branch: 8237 3rd Street, Downey CA 90241.
What documents are required to open this account? You will be required to present your Child's ID, Birth Certificate and Social Security Card in order to establish this account.
Is there a minimum balance required to open and maintain the account? $5.00. These funds are what maintain your account as "active".
Are there any restrictions on deposits or withdrawals? Yes, subject to Regulation D. That translates to 6 withdrawals per month, including overdraft, without a signature.

Disclosures

1
Earns dividends with a $5 balance or more. Dividends compounded daily and paid monthly.
2
A study by the University of Cambridge found that many financial behaviors are set by age 7. Please consult with a financial advisor regarding your specific situation. The statements provided are general guidelines.
3
For a limited time. While supplies last.