Used Vehicle Loans

Lower Rates = Lower Payments

Used Vehicle Loans

Lower Rates = Lower Payments

Low, competitive rates
Terms up to 72 months
For purchase or refinance of vehicles up to 5 years old
Up to 125% financing for qualified buyers (includes purchase price, tax, license and extended warranty)
Lease buyout options available
0.25% rate discount for Shield Elite Checking account holders
0.25% rate discount for Direct Deposit into a DFCU Checking Account
Skip a payment every 6 months⁺ (More info)

Plus, make NO payments for 3 MONTHS^**!

Our low rates, flexible terms, and no payments for 3 months^** will get you in the driver’s seat for less while keeping some extra money in your pocket!

Apply Now

Interested in a Used Auto Loan?

Simply provide your name and phone number and we’ll give you a call.

Or call us at 562.862.8141

Rates

Term	Fixed APR¹
36 months	as low as
48 months	as low as
60 months	as low as
72 months	as low as

¹APR = Annual Percentage Rate. Rates quoted are the best possible rate for each tier based on credit score and other factors, and include rate discounts for Shield Elite Checking account holders and direct deposit into a DFCU checking account. Other rates and terms are available. The actual rate you qualify for will be based on credit history and other factors. (Payment example: $20,000 loan for 60 months at 3.74% APR would require 60 payments of $366.54). Rates are subject to change without notice.

Payments can be made in branch, by phone, by mail, via online banking or direct deposit
Rate based on FICO/credit score
10-day grace period on payments
Mechanical Repair Coverage (MRC) and Guaranteed Asset Protection (GAP) available

Late payment charge (more than 10 days late): 20% of the interest due that month
No pre-payment penalty
$50 Documentation Processing Fee

Interested in a Used Auto Loan?

Simply provide your name and phone number and we’ll give you a call.

Or call us at 562.862.8141

⁺Restrictions apply. View complete disclosures.^**3 Months No Payment/loan deferral program only applies to new vehicles (model years 2022 & newer), used vehicles up to 5 years old, and Recreational Vehicle Loans. New money only; no refinancing of a current DFCU loan. Minimum loan amount is $5,000. Loan interest will accrue from the date of loan disbursement & the life of the loan is extended by 3 months. Membership in good standing is required to qualify for this loan promotion. Primary member’s FICO score must be 660 or greater. Members can make additional payments at any time. Please speak to a Loan Rep. for complete promotional details, qualifying criteria, disclosures and other rates and terms.