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Used Vehicle Loans

Lower loan rates equals low payments!

Used Vehicle Loans

Lower loan rates equals low payments!


  • Low, competitive rates
  • Terms up to 72 months
  • For purchase or refinance of vehicles up to 5 years old
  • Up to 125% financing for qualified buyers (includes purchase price, tax, license and extended warranty)
  • Lease buyout options available
  • 0.25% rate discount for automatic payment
  • 0.25% rate discount for Direct Deposit into a DFCU Checking Account
  • Skip a payment every 6 months+ (More info)
Plus, make NO payments for 90 days**!
Our low rates, flexible terms, and no payments for 90 days** will get you in the driver’s seat for less while keeping some extra money in your pocket!
Apply Now
Interested in a Used Auto Loan?

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Rates
Term Fixed APR1
36 months as low as
48 months as low as
60 months as low as
72 months as low as
1APR = Annual Percentage Rate. Rates quoted are the best possible rate for each tier based on credit score and other factors, and include rate discounts for automatic payment and direct deposit into a DFCU checking account. Other rates and terms are available. The actual rate you qualify for will be based on credit history and other factors. (Payment example: $30,000 loan for 72 months at 1.99%APR would require 72 payments of $442.38). Rates are subject to change without notice.
  • Apply online via Online Banking
  • Over the phone at 562.862.8141
  • In branch
  • Payments can be made in branch, by phone, by mail, via online banking or direct deposit
  • Rate based on FICO/credit score
  • 10-day grace period on payments
  • Mechanical Breakdown Protection (MBP) and Guaranteed Asset Protection (GAP) available
  • Late payment charge (more than 10 days late): 20% of the interest due that month
  • No application fee
  • No pre-payment penalty


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+Restrictions apply. Click here for complete disclosures.**90-days No Payment/loan deferral program only applies to new vehicles (model years 2015, 2016 & 2017), used vehicles up to 5 years old, and Recreational Vehicle Loans. New money only; no refinancing of a current DFCU loan. Minimum loan amount is $5,000. Loan interest will accrue from the date of loan disbursement & the life of the loan is extended by 3 months. Membership in good standing is required to qualify for this loan promotion. Primary member’s FICO score must be 660 or greater. Members can make additional payments at any time. Please speak to a Loan Rep. for complete promotional details, qualifying criteria, disclosures and other rates and terms.