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Shield Checking Accounts

We've all been there - dropped our cell phone, got a flat tire, bought a prescription, been a victim of identity theft, wished for more discounts to save money on shopping, dining, travel and more. What if your checking account did more than manage your money and offered protection benefits and money-saving discounts? DFCU's Shield Checking Accounts do! Does your current checking account do that?

Protect, save, and shop with one of DFCU's Shield Checking Account Subscriptions: Shield Elite Checking, Shield Advantage Checking, or Shield Plus Checking.

Choose the checking account that is best for you!

Checking Feature Comparison Chart

SHIELD CHECKING ACCOUNTS COMPARISONS:
Account Features: Shield Elite Checking Shield Advantage Checking Shield Plus Checking
Free online banking and bill pay Yes Yes Yes
Cell phone protection1,2 Up to $600 per claim
($1,200 per year)
Up to $400 per claim
($800 per year)
Up to $200 per claim
(one claim per year)
Identity theft aid1,2 Credit monitoring, credit report and score, fraud resolution, and $10,000 in personal identity theft benefit.3 $5,000 in personal identity theft benefit and restoration $1,000 in personal identity theft benefit and restoration
Buyer's Protection & Extended Warranty Protection for up to $2,500 per item during the first 180 days of purchase, plus one year extended warranty. Protection for up to $2,500 per item during the first 180 days of purchase, plus one year extended warranty. Protection for up to $2,500 per item during the first 90 days of purchase, plus one year extended warranty.
Monthly Subscription Fee $7.95 $5.95 No fee
eStatements
No fee
(Paper statements =
$2 monthly fee)
No fee
(Paper statements =
$2 monthly fee)
No fee
(Paper statements =
$2 monthly fee)
Roadside assistance Available 24/7 and free to use, up to $80 in service charges Available 24/7 and free to use, up to $80 in service charges -
Accidental Death Coverage2 $25,000 $10,000 Travel -
DFCUDeal$ Savings Local discounts and national retailer deals to save you money on shopping dining, travel, and more. Local discounts and national retailer deals to save you money on shopping dining, travel, and more. -
Health Savings Card Saving money on prescriptions, eye exams, frames, lenses and hearing services. Saving money on prescriptions, eye exams, frames, lenses and hearing services. -
Earn Interest on your balance Our best checking rate! - -

Start saving with DFCUDeal$

Enjoy thousands of discounts on dining, shopping, travel services and more with DFCUDeal$. Here's how:

  • Once you've signed up for a Shield Checknig Account, download DFCUDeal$ from the App Store and Google Play, or visit bazing.com/dfcudeals to sign up.
  • Follow the steps and start searching for deals nearby. Or browse by category.
  • Once you find something you like, present the coupon to the retailer for instant savings.

Need assistance with your username and password? Visit the DFCU branch or call 562.862.8141.

Interested in a Shield Checking Account?

Simply provide your name and phone number and we’ll give you a call.

Call Request Form - Mobile

Or call us at 562.862.8141


Open a Shield Checking Account

Members
If you are already a DFCU member, simply call 562.862.8141 or email feedback@downeyfcu.org to open this account.

Non-Members
If you aren't a DFCU member yet, visit our branch to open this account.

1 Cell phone protection and personal identity theft benefit are subject to additional terms and conditions. Participating merchants on DFCUDeal$, in partnership with BaZing, are not sponsors of the program, are subject to change without notice, may not be available in all regions and may choose to limit deals.
2 Insurance products are: NOT A DEPOSIT. NOT NCUA-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY DFCU.
3 Additional activation is required.
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