Shield Checking Accounts
Now's the time to enjoy better banking with benefits! Oh, and did we mention that besides the protection benefits and savings discounts shown on the chart below, with us you also can get your paycheck up to 2 days earlier?4 DFCU's Shield Checking Accounts do all this! Does your current checking account do that?
Protect, save, and shop with one of DFCU's Shield Checking Account Subscriptions:
Shield Elite Checking, Shield Advantage Checking, or Shield Plus Checking.
Choose the checking account that is best for you!
| SHIELD CHECKING ACCOUNTS COMPARISONS: | |||
|---|---|---|---|
| Account Features: | Shield Elite Checking | Shield Advantage Checking | Shield Plus Checking |
| Free online banking and bill pay | Yes | Yes | Yes |
| Cell phone protection1,2 | Up to $600 per claim ($1,200 per year) |
Up to $400 per claim ($800 per year) |
Up to $200 per claim (one claim per year) |
| Identity theft aid1,2 | Credit monitoring, credit report and score, fraud resolution, and $10,000 in personal identity theft benefit.3 | $5,000 in personal identity theft benefit and restoration | $1,000 in personal identity theft benefit and restoration |
| Buyer's Protection & Extended Warranty | Protection for up to $2,500 per item during the first 180 days of purchase, plus one year extended warranty. | Protection for up to $2,500 per item during the first 180 days of purchase, plus one year extended warranty. | Protection for up to $2,500 per item during the first 90 days of purchase, plus one year extended warranty. |
| Monthly Subscription Fee | $7.95 | $5.95 | No fee |
| eStatements |
No fee (Paper statements = $2 monthly fee) |
No fee (Paper statements = $2 monthly fee) |
No fee (Paper statements = $2 monthly fee) |
| Roadside assistance | Available 24/7 and free to use, up to $80 in service charges | Available 24/7 and free to use, up to $80 in service charges | - |
| Accidental Death Coverage2 | $25,000 | $10,000 Travel | - |
| DFCUDeal$ Savings | Local discounts and national retailer deals to save you money on shopping dining, travel, and more. | Local discounts and national retailer deals to save you money on shopping dining, travel, and more. | - |
| Health Savings Card | Saving money on prescriptions, eye exams, frames, lenses and hearing services. | Saving money on prescriptions, eye exams, frames, lenses and hearing services. | - |
| Earn Interest on your balance | Our best checking rate! | - | - |
Start saving with DFCUDeal$
Enjoy thousands of discounts on dining, shopping, travel services and more with DFCUDeal$. Here's how:
- Once you've signed up for a Shield Checking Account, download DFCUDeal$ from the App Store and Google Play, or visit bazing.com/dfcudeals to sign up.
- Follow the steps and start searching for deals nearby. Or browse by category.
- Once you find something you like, present the coupon to the retailer for instant savings.
Need assistance with your username and password? Visit the DFCU branch or call 562.862.8141.
Simply provide your name and phone number and we’ll give you a call.
Or call us at 562.862.8141
Members
If you are already a DFCU member, apply online, call 562.862.8141 or email feedback@downeyfcu.org to open this account.
Non-Members
If you aren't a DFCU member yet, apply online or visit the Branch to open this account.
2 Insurance products are: NOT A DEPOSIT. NOT NCUA-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY DFCU.
3 Additional activation is required.
4 Early payroll in to your DFCU Shield Checking account is not guaranteed. DFCU has to receive the payroll funds from the employer in a timely manner to ensure receiving payroll early.