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Shield Checking Memberships

3 tiers — up to a $776 value*

Open now

Shield Checking Memberships

3 tiers — up to a $776 value*

Open now


Scroll to the right to see details  
CHOOSE YOURS — explore our   membership features!

Shield Elite

Max Savings
& Protection

Shield Advantage

More Protection
& Savings

Shield
Checking

Standard
Checking.
DFCU Deal$ Mobile App Access
0.25% Rate Discount on Loans
Valid on Auto and Personal Loans5
Earns interest
Earn Interest
on Your Balances (View APY*)
Earns apy
Earn 5.25% APY+
On 10-month Flex Certificate
Road assistance
Roadside Assistance
Free for the family with up to $80 in service charges
DFCU Deal$ Mobile App Access
DFCU Deal$ Mobile App Access
Instant savings at major and local retailers
Travel savings
Nationwide Travel Savings
Lodging, Car Rentals, Airfare and More (Via DFCUDeal$*)
Entertainment Savings
Entertainment Savings
Experiences, Theme Parks, Movies, and More (Via DFCUDeal$*)
Health Savings Card
Health Savings Card
Up to 50% off Pharmacy Prescriptions, up to 30% Eye Care, up to 15% off Hearing Aids and More~ (Via DFCUDeal$*)
Get Paid Fast
Get Paid Faster
Up to 2 days earlier!4
Zelle logo
Instant Transfers*
Send money to your family and friends via Zelle®
CO-OP logo
Access to 30,000+ Free ATMs
Enjoy Co-Op® Shared Branching ATMs free of charge:
find the one nearest you

WE GO WHEREVER YOU GO.
Stay connected with our Mobile Apps:

Fresh App

Mobile screenshot of the fresh app
DowneyFCU

Roadside Assistance

Mobile screenshot of roadside assistance
Available 24/7

Instant Coupons

Mobile screenshot of instant coupons
DFCUDeal$

Download on the App Store       Get in on Google Play


Scroll to the right to see details  
MEMBERSHIP BENEFITS Shield Elite
Coverage
Shield Advantage
Coverage
Shield
Coverage
Annual
Value^
Cell phone protection
Cell Phone Protection
1,2
Up to
$600 — claim
($1,200 per year)
Up to
$400 — claim
($800 per year)

$129
Savings

if you purchased coverage through your carrier.
ID theft aid
Identity Theft Aid
1,2
Includes 1B credit monitoring, credit report and credit score,fraud resolution, and $10,000 personal identity theft benefit.3
Includes payment card fraud resolution,
$5,000
in personal identity theft benefit and identity restoration.

$50
Savings

if you purchased this annually.
Accidental death coverage
Accidental Death Coverage
2
$25,000 accidental death coverage 2
$25,000 accidental death coverage 2

$36
Savings

if you purchased this coverage individually.
Buyer\
Buyer's Protection
&
Extended Warranty

1,2
Newly purchased items are protected for up to $2,500 per item if theft or accidental breakage occurs during the first 180 days of purchase, plus one year of extended warranty
Newly purchased items are protected for up to $2,500 per item if theft or accidental breakage occurs during the first 180 days of purchase, plus one year of extended warranty

$180 Savings
if you purchased this coverage individually.


ACTIVATE YOUR MEMBERSHIP:


Robot Need help? Call 562.862.8141 or chat online with a rep or our chatbot, CHIP.
Interested in a
Shield Checking Membership?

Simply provide your name and phone number and we’ll give you a call.

Call Request Form - Mobile

Or call us at 562.862.8141


*U.S. checking account required to use Zelle®. Transactions between enrolled consumers typically occur in minutes. Zelle® and the Zelle® related marks, are wholly owned by Early Warning Services, LLC and are used herein under license.
^ Value proposition for Shield Elite Checking with Bazing: $776.00. Total annual cost ($7.95/month) = $95.40. Total net annual value = $680.60. Click for details.
+ APY = Annual Percentage Yield. Click for details.
1 Cell phone protection and personal identity theft benefit are subject to additional terms and conditions. Participating merchants on DFCUDeal$, in partnership with BaZing, are not sponsors of the program, are subject to change without notice, may not be available in all regions and may choose to limit deals.
2 Insurance products are: NOT A DEPOSIT. NOT NCUA-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY DFCU.
3 Additional activation is required.
4 Early payroll in to your DFCU Shield Checking account is not guaranteed. DFCU has to receive the payroll funds from the employer in a timely manner to ensure receiving payroll early.
5 Loan Discount only valid if member holds a Shield Elite Checking Account Membership with DFCU in good standing at the time of funding.
~ Health Savings Disclosure

DFCU Shield Checking Benefits Disclosures

Monthly Fees by Tiers:
  • Elite: $7.95/month
  • Advantage: $5.95/month