Dear Members,
We have received reports from other financial institutions that there has been an increase in fraudulent activity. Fraudsters are claiming to be from financial institutions with the goal of getting your account and other identification information. If you receive an unsolicited call, email, or text from anyone claiming to be with Downey Federal Credit Union, feel free to call us at (562) 862-8141 to verify before providing any information.

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Guaranteed Asset Protection (GAP)

Guaranteed Asset Protection (GAP)


GAP is optional insurance coverage for newer cars that can be added to your collision insurance policy. It may pay the difference between the balance of a loan due on a vehicle, and what your insurance company pays if the car is considered a covered total loss.

  • Available for both new and used vehicles
  • GAP goes into effect when vehicle is stolen and isn’t recovered
  • Covers you when your vehicle is totaled in an accident and can't be repaired
  • Provides up to a $1,000 credit towards the financing a replacement vehicle

For complete details or to find out if your vehicle is eligible, contact a DFCU Loan Representative at 562.862.8141, ext. 2.

Interested in Guaranteed Asset Protection (GAP)?

Simply provide your name and phone number and we’ll give you a call.

Call Request Form - Mobile

Or call us at 562.862.8141