Up to $400
Cash Back ¹

Cash Back Auto Loan Promotion: Standard DFCU underwriting guidelines apply. Loan approval is not guaranteed. Actual loan rate, terms, and approval are based on creditworthiness, loan amount, loan term, collateral, and other underwriting factors. Membership eligibility and membership in good standing are required. This offer is available for new vehicle loans and vehicle loan refinances from another financial institution. Refinancing an existing Downey Federal Credit Union vehicle loan does not qualify. Eligible vehicle loans funded between August 15, 2026, and September 15, 2026, with a minimum funded loan amount of $15,000, qualify for a cash reward based on the final funded loan amount, not the approved loan amount, as follows: $100 for loans of $15,000–$24,999.99; $200 for loans of $25,000–$34,999.99; $300 for loans of $35,000–$44,999.99; and $400 for loans of $45,000 or greater. Cash rewards will be deposited into the primary member's Downey Federal Credit Union savings account within approximately 120 days after loan funding, provided the loan remains open, current, and in good standing throughout the 120-day qualification period. Loans that are paid off, refinanced, become delinquent, charged off, or are otherwise closed before the completion of the 120-day qualification period are not eligible to receive the cash reward. Each qualifying loan is eligible for one cash reward, which will be deposited into the primary member's savings account. This offer may not be combined with other Downey Federal Credit Union promotional offers unless specifically permitted by Downey Federal Credit Union. Offer is subject to change or termination without notice.

$0 Monthly Payment for 3 months: No Payment/loan deferral program only applies to new vehicles (model years 2026 & newer) and used vehicles up to 5 years old. New money only; no refinancing of a current DFCU loan. The minimum loan amount is $5,000. Loan interest will accrue from the date of loan disbursement & the life of the loan is extended by 3 months. Membership in good standing is required to qualify for this loan promotion. Primary member's FICO score must be 660 or greater. Members can make additional payments at any time. The actual rate you qualify for will be based on credit history and other factors. To see DFCU auto loan rates and terms visit www.downeyfcu.org.

Includes purchase price, tax, license, and extended warranty

Members are eligible to use DFCU's Skip-a-Pay service after six (6) consecutive payments on eligible loans, loan must be in good standing. If you do not include the $50 skip processing fee with your request or if there are insufficient funds available in the account you specify to pay the fee, your Skip-A-Pay request will not be processed, and your regularly scheduled loan payment must be paid. If you take advantage of this Skip-A-Pay offer, your loan will continue to accrue interest during that time. While deferring your next loan payment will extend the term of your loan, you always have the option of making additional or larger payments in the future with no prepayment penalty to pay down your loan faster. By accepting this offer, you request that Downey Federal Credit Union (DFCU) defer your next loan payment for the loan indicated. You also understand and agree that: (1) finance charges will continue to accrue at the rate provided in your original loan agreement, during and after that time; (2) deferring your next payment will result in you having to pay higher total finance charges than if you made your payments as originally scheduled; (3) this payment deferral will extend the term of your loan by one month and you will have to make extra payments after your loan would otherwise be paid off; and (4) you will be required to resume your next regularly scheduled monthly payment in the month following the deferred payment. All payment deferral requests are subject to DFCU approval. All DFCU accounts must be in good standing. All your DFCU loans must be current (have no amounts past due) at the time you choose to accept this offer for your qualifying loan. Certain other restrictions may apply. The loan has to be on the books for 6 months. 6 loan payments must be made before another payment can be skipped. Loans must be current - future payments only. Must be a minimum monthly payment of $100. Minimum balance of $1,000.00 remaining on the loan. No more than 1 late charge in the past 6 months.