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Regular Savings

Your relationship with us starts here
A Regular Savings is your door to membership and all the products and services Downey Federal Credit Union offers.······
Start with just $13.
We’ll donate $7 to local charities, and the remaining $5 goes straight into your savings to open your account!
Member Perks
dfcu debit card
  • No monthly fee
  • Earns APY+ on balances of $100 or more
  • Easy access to your cash at over CO-OP surcharge-free ATMs
  • Use as collateral for a Share-secured Loan
  • Federally insured by the National Credit Union Administration (NCUA)
Disclosures
*No dividends for balances under $100; earns dividends when your balance exceeds $100. Dividends compounded daily and paid quarterly. Subject to Regulation D (6 withdrawals per month, including overdraft, without a signature). Available for businesses with a business license and Tax ID number.
+ APY as of

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ROUTING # 322275115 · NMLS # 401786
*APR=Annual Percentage Rate. +APY=Annual Percentage Yield. Rates and yields are subject to change without notice.
A member in good standing meets all membership requirements, including maintaining the $5 par value in the required savings account. Member must not be suspended, expelled, or withdrawn from membership and should be current on dues or payments. This status ensures full access to credit union services, products, and voting rights.
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