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BRANCH APPOINTMENT UPDATE: We are still requiring appointments for all non-teller transactions, including any loan related documentation. Walk-ins for teller transactions are welcome. Please note that any walk-ins for non-teller transactions may wait longer due to appointments. To make an appointment please call (562) 862-8141. Thank you for your understanding.

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CUT YOUR AUTO LOAN RATE IN HALF

+ 3 months NO PAYMENTS!

Looking to cut your auto loan rate in half? For a limited time, you can with DFCU. For the month of June we are cutting your approved auto loan rate in half. Loan approval not guaranteed and offer not eligible for current DFCU loans.

Take a look at the benefits of refinancing with DFCU:

  • Rates as low as 0.99% APR*. Lower rates = lower payments.
  • Enjoy 3 months of NO PAYMENTS**
  • Terms up to 72 months
  • Need a payment break? With us, you can skip a payment every 6 months+ (More info)
  • Learn more about DFCU Auto Loans

Let's get you on the path to savings and with a rate you'll walk away more than satisifed with.
 Call 562.862.8141 to speak with a friendly DFCU loan representative.

Apply now →

Look into your options before it's too late! Offer ends June 30.

*APR = Annual Percentage Rate. Cut your rate offer in half valid for auto loan applications submitted during June 2021. Loan must be approved by June 30, 2021 and funded by July 6, 2021 to be eligible for this offer. Offer is valid for the financing of one automobile. This offer is not valid for refinancing an existing DFCU loan. No other discounts can be applied to this offer. Loan approval is not guaranteed and based on DFCU's standard loan underwriting guidelines, including but not limited to: income, debt-to-income ratio, good membership standing, credit history and credit score. Loan rate floor for any reduced promotional rate is 0.99%, this floor rate is only available for 36-month term loans and no rates will be offered below this rate. Other terms and rates are available. Rates are subject to change without notice. To see DFCU auto loan rates and terms visit www.downeyfcu.org.

**3 Months No Payment/loan deferral program only applies to new vehicles (model years 2019 & newer), used vehicles up to 5 years old, and Recreational Vehicle Loans. New money only; no refinancing of a current DFCU loan. Minimum loan amount is $5,000. Loan interest will accrue from the date of loan disbursement & the life of the loan is extended by 3 months. Membership in good standing is required to qualify for this loan promotion. Primary member's FICO score must be 660 or greater. Members can make additional payments at any time. Please speak to a Loan Rep. for complete promotional details, qualifying criteria, disclosures and other rates and terms.

+Restrictions apply. View complete disclosures at downeyfcu.org/auto.
  • Late payment charge (more than 10 days late): 20% of the interest due that month
  • No pre-payment penalty
  • $50 Documentation Processing Fee
  • Apply online via Online Banking
  • Over the phone at 562.862.8141
  • In branch
  • By clicking the green button above