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Black Friday

Auto Savings Deal

Black Friday

Auto Savings Deal

Save on your auto loan this Black Friday with DFCU!

Whether you're ready to get in that car you've been eyeing or would like to refinance that high-interest loan from another Credit Union or Bank, save this Black Friday with DFCU! REGARDLESS OF YOUR CREDIT SCORE, existing and new members can qualify for the LOWEST INTEREST RATE available for a limited-time. Offer valid starting November 24.

Why Choose Us?

  • Rates as low as 3.24% APR*. Lower rates = lower payments.
  • Enjoy 3 months of NO PAYMENTS^
  • Flexible terms up to 72 months
  • Need a payment break? With us, you can skip a payment every 6 months+ (More info)
  • Learn more about DFCU Auto Loans

Rates
Term Fixed APR1
36 months as low as
48 months as low as
60 months as low as
72 months as low as
1APR = Annual Percentage Rate. Rates quoted are the best possible rate for each tier based on credit score and other factors, and include rate discounts for automatic payment and direct deposit into a DFCU checking account. Other rates and terms are available. The actual rate you qualify for will be based on credit history and other factors. (Payment example: $25,000 loan for 72 months at 3.99% APR would require 72 payments of $391.02). Rates are subject to change without notice.

Offer expires December 8, 2022. Call 562-862-8141 or chat with us online with any questions!


Looking to apply? Here's what you'll need:

  • Driver's License or Identification Card (We accept ITIN)
  • Payoff Information
  • 2 most recent paystubs
  • To apply you don't need to be a DFCU member, but you will need to become a member for loan funding.

Apply now →

*APR=Annual Percentage Rate. Rate quoted is the best possible rate for each tier based on credit score and other factors. Rate offer valid for auto loan applications submitted between November 24 to December 8, 2022, and loan must be approved and funded by December 15, 2022 to be eligible for this rate. Applicants' rates will vary due to the term they choose; rate received will be from 3.24% through 3.99%. Exact rate will depend on the loan term, which includes, a 0.25% APR rate discount for auto pay and a 0.25% APR rate discount for direct deposit. Offer is valid for the financing of one automobile and applies to new vehicles (model years 2021 & newer), and used vehicles up to 5 years old. This offer is not valid for refinancing an existing DFCU loan. Loan approval is not guaranteed and based on DFCU's standard loan underwriting guidelines. Other terms and rates are available. Rates are subject to change without notice. To see DFCU auto loan rates and terms visit www.downeyfcu.org. ^*90-days: No Payment/loan deferral program only applies to new vehicles (model years 2021 & newer), and used vehicles up to 5 years old. New money only; no refinancing of a current DFCU loan. Minimum loan amount is $5,000. Loan interest will accrue from the date of loan disbursement & the life of the loan is extended by 3 months. Membership in good standing is required to qualify for this loan promotion. Primary member's FICO score must be 660 or greater. Members can make additional payments at any time.
  • Late payment charge (more than 10 days late): 20% of the interest due that month
  • No pre-payment penalty
  • $50 Documentation Processing Fee
  • Apply online via Online Banking
  • Over the phone at 562.862.8141
  • In branch
  • By clicking the green button above