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Debt Consolidation

Offer expires 3/31

Debt Consolidation

Offer expires 3/31

Consolidate. Simplify. Breathe Easier.

If you have multiple debts, each with its own payment due date, interest rate, and minimum payment amount, it can be overwhelming to keep track of all that. Simplify your finances with our Debt Consolidation Offer! For a limited time, our members looking to ease their current financial situation with a consolidation loan can potentially qualify for a fixed rate of 7.50% APR REGARDLESS OF CREDIT!*

Why Consolidate Debt with DFCU?

  • *APR=Annual Percentage Rate.
  • Fixed rates — they will not go up!
  • Flexible terms up to 60 months
  • Need a payment break? With us, you can skip a payment every 6 months+ (More info)
  • Unlock DFCU member perks after funding!
More details:
Term Fixed APR1
12 months as low as
24 months as low as
36 months as low as
48 months as low as
60 months as low as

Looking to apply? Get this ready:

  • Driver's License or Identification Card (We accept ITIN)
  • Payoff Information
  • 2 most recent paystubs
  • To apply you don't need to be a DFCU member, but you will need to become a member for loan funding.

Apply now →

*APR= Annual Percentage Rate. Rate(s) quoted are the best possible rates based on FICO/credit score and other factors and are determined by the term of the loan. Loan approval is not guaranteed and based on DFCU's standard loan underwriting guidelines. No loans currently financed at DFCU are eligible for this offer. DFCU will pay member creditors directly on approved loans. DFCU standard lending rules and regulations apply. Other rates and terms are available. Rates are subject to change without notice. Please contact our Loan Department for complete loan details and qualifying criteria. Promotional rate offer ends March 31, 2023.
  • Late payment charge (more than 10 days late): 20% of the interest due that month
  • No pre-payment penalty