Free Air Fryer Giveaway!1
Fund a $5,000+ DFCU Personal Loan between September 16 and September 30 and receive this bonus gift as a special thanks for choosing us.
FINANCE YOUR GOALS
Get up to
$25,0001
Rates1
FICO
12 Months
24 Months
36 Months
48 Months
60 Months
FICO ≥720
12 Months —
24 Months —
36 Months —
48 Months —
60 Months —
FICO 680-719
12 Months —
24 Months —
36 Months —
48 Months —
60 Months —
FICO 640-679
12 Months —
24 Months —
36 Months —
48 Months —
60 Months —
FICO 600-639
12 Months —
24 Months —
36 Months —
48 Months —
60 Months —
FICO ≤599
12 Months —
24 Months —
36 Months —
48 Months —
60 Months —
Frequently Asked Questions
What Can I Use a Standard Personal Loan For?
Our Standard Personal Loan can be used for various purposes: consolidating debt, financing home improvements, covering medical expenses, funding vacations, or managing major life events like weddings or moving.You have the freedom to use your funds however you would like!
Are there fees associated with a Standard Personal Loan?
Some Loans come with fees: such as origination fees, late payment fees, or prepayment penalties. At DFCU, the only fee you can expect is with late payments. Late payment charge (more than 10 days late) consist of 20% of the interest due that month.Enjoy NO application or pre-payment penalties.
How long does it take to get approved for a Standard Personal Loan?
Typically at DFCU, with this product, if you apply in the morning you will obtain a response the same day.3Disclosures
1
APR = Annual Percentage Rate. Rates and amounts quoted are the best possible terms for each tier based on credit score and other factors, and include rate discounts for Shield Elite Checking account holders and direct deposit into a DFCU checking account. Other rates and terms are available. The actual terms you qualify for will be based on credit history and other factors. Rates are subject to change without notice. Members who fund a personal loan between 9/16/2024 and 9/30/2024 ("Promo Period") are eligible to receive one (1) Air Fryer ("Gift") as a part of this promotion. To qualify, the personal loan must be a new loan to DFCU and loan amount must be greater than $5,000. Existing DFCU personal loans and refinancing of current DFCU loans do not qualify for this promotion. The membership and account must be in good standing. Qualifying members will receive one complimentary (1) Gift no later than 15 days after making their first payment on the qualifying loan. Gifts are limited to one per loan and one per account. The Gift is available while supplies last. The air fryer brand, make, and model that members receive for this promotion will be determined by DFCU at its sole discretion. The gift cannot be redeemed for cash or used as a credit toward the loan. DFCU reserves the right to modify or terminate the promotion at any time without notice. The Gift will not be shipped and will be awarded to members in branch only, DFCU representatives will contact member post loan funding to coordinate awarding of Gift. The approximate retail value of the Gift is $90.
2
Please consult with a financial advisor regarding your specific situation. The statements provided are general guidelines.
3
Decision times are not guaranteed and response rates may vary.
