Need cash fast? Get up to $2,000 deposited directly into your account with no hassle.
Direct Deposit Required 1
Direct Deposit Required 1
Tailored for Life's Needs
No Credit Check Required
Secure up to $2,000 without worrying about your credit score—perfect for quick, stress-free approvals.1
Fast and Convenient
Apply in just 6 clicks and enjoy instant decisions, with funds deposited directly into your account.1
Empower Your Wellness
Get quick financial support when you need it most so you can focus on what matters most.
Why Choose DowneyFCU?
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✓Feature-Packed Checking Accounts: Unlock benefits worth up to $1,321 annually, including discounted pet insurance, bill negotiation services, local retail coupons, and more.
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✓Exclusive FlashCash Offer: Borrow up to $2,000 with a fixed 18% APR1 for 12 months—plus enjoy low rates on other loan options.
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✓High-Yield Savings Solutions: Maximize your savings with flexible certificates offering competitive rates up to 4.25% APY+
Disclosures
1
APR = Annual Percentage Rate. To qualify for a FlashCash Loan, members must have at least six (6) months of DFCU membership in good standing and must have an active direct deposit established for a minimum of sixty-one (61) days prior to submitting the loan application. Eligibility applies to the Primary Account Holder only. Loan approval is subject to DFCU underwriting guidelines and is not guaranteed. Applicants whose qualifications result in a loan amount below the $500 minimum will not be approved.
Loan amounts range from $500 to $2,000, with repayment terms of up to twelve (12) months. Monthly payments are required and must be made through automatic payments. Only one FlashCash Loan may be open at a time, and members must wait at least three (3) days after payoff before applying for another loan.
A non-refundable $20 application fee will be charged for each submitted application, regardless of approval status. If approved, loan funds will be deposited directly into the same account used to pay the application fee. Rates and terms are subject to change without notice.
