Boost your savings with DFCU's competitive dividends! ······
Have $1,000 sitting in a traditional savings account? Don't miss the opportunity to increase your savings potential with DFCU's Certificates!
Why Invest with DFCU
Competitive Dividends
Don't let your money sit idle. With a certificate, you can grow your money without thinking or doing after intitial set up.
Federally Insured by NCUA
Have peace of mind and go about your day to day knowing your investment is protected.
Unlock our member perks!
Such as FREE notary service, cashier's check, and more!
Rates
1Term
Dividend Rate*
Annual Percentage Yield (APY+)
Term
6 months12 months
24 months
36 months
48 months
60 months
Frequently Asked Questions
What is a Certificate of Deposit (CD)?
A CD is a type of savings account offered by banking institutions that provides a fixed interest rate over a specified term. In exchange for agreeing to leave your money deposited for the term length, you earn a higher interest rate compared to a regular savings account.How do I complete an Early Withdrawal?
We know life happens! Withdrawing funds before the Certificate's maturity usually incurs a penalty, which can be a certain number of months' worth of interest or a percentage of the principal. You can request an early withdrawal through the DowneyFCU mobile app Secure Message Center, by calling us at 562-862-8141 or visiting our Branch. Once the request is processed, you'll receive your funds.Are there fees associated with a Standard Certificate?
A one-time no penalty withdrawal of up to 50% of the current balance is allowed! Any additional withdrawals before the end of the term will result in a 90-day dividend penalty on all certificates or IRAs. Also, enjoy NO monthly service charge.Disclosures
+ APY as of
