Are you looking to build or rebuild your credit?······
If yes, then a DFCU Share Secured Visa might be for you! With a credit line up to $25,000 that's secured by money you deposit in a share account; you can work on building a positive credit history today!
Member Perks
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✓Fixed 13.20% APR1
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✓No annual fee
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✓Earns 0.15% APY1 on balances of $1,000 or more
Disclosures
APR=Annual Percentage Rate. Rates may change at any time without notice. The actual rate and approval of a loan is determined by creditworthiness, FICO/credit score and other factors. DFCU standard lending rules and regulations apply. Please speak to a Loan Rep. for complete promotional details, qualifying criteria, disclosures and other rates and terms. Fixed interest rate.
25-day grace period on all purchases (before interest begins to accrue).
$500 minimum balance required to open account.
0.15% dividend rate (APY*) for Share Secured Savings Account.
Dividends compounded daily and paid quarterly on average daily balance.
Accepted worldwide, anywhere the Visa logo is displayed.
Minimum payment due each month is 2.5% of balance, with a $20 minimum.
Free Convenience Checks.
ATM access for cash advances, wherever the Visa logo is displayed. $20 fee for late payments.
$15 fee for returned payments.
No charge for over-limit transactions.
No annual fee or cash advance fee.
Foreign Transaction Fees: Transactions made in foreign currency: 1% of each transaction in US Dollars.
Foreign transactions billed in US dollars: 1% of each transaction in US Dollars.
+ APY as of