Win Your Way
to the Global
Soccer Stage!

APR = Annual Percentage Rate. Standard DFCU underwriting guidelines apply. Loan approval is not guaranteed. Rates are subject to change without notice and the rate you qualify for will depend on credit history, loan terms, and other factors. The lowest advertised auto loan rate of 4.99% APR and personal loan rate of 9.00% APR requires two rate discounts: (1) 0.25% APR discount for established direct deposit into a DFCU checking account and (2) 0.25% APR discount for having a DFCU Shield Elite Checking account. Minimum auto loan amount is $10,000. Minimum personal loan amount is $5,000. To qualify for entry, member must either (1) fund an eligible auto loan or personal loan, OR (2) open a paid DFCU checking account (Shield Elite or Shield Advantage) during the promotional period of April 1, 2026 through May 30, 2026 with a minimum $300 monthly direct. Checking Accounts opened prior to April 1, 2026, do not qualify. Only loans from other financial institutions are eligible; refinances of existing Downey Federal Credit Union (DFCU) loans do not qualify. One (1) winner will receive two (2) tickets to an international soccer championship match on June 18, 2026 at SoFi Stadium. Teams and time of the event are pending and out of DFCU’s control. Limit one (1) entry per eligible action during the promotional period. Entries are awarded per qualifying loan funded or qualifying checking account opened. Multiple entries permitted for multiple actions if a member funds a qualifying loan and opens a new qualifying checking account. If the selected winner is unable to attend, the prize will be forfeited and an alternate winner may be selected. Prize is non-transferable and no substitutions or cash equivalents will be provided. Odds of winning depend on the number of eligible entries received. Must be 18 years or older and a legal U.S. resident. Membership eligibility required. Downey Federal Credit Union employees, board members, and their immediate family members are not eligible to participate in or win this promotion. No purchase necessary to enter. To enter without funding a loan, hand-print your name, address, phone number, and email on a 3” x 5” card and mail or deliver it to DFCU Loan Giveaway, 8237 3rd Street, Downey, CA 90241 during the promotional period. Mail-in entries must be postmarked by May 30, 2026 and received by June 3, 2026. Winner will be contacted via phone and/or email by June 5, 2026. Tickets will be delivered within 7 business days of confirmation.

Value proposition for Shield Elite Checking with Bazing: $1,321.00. Total annual cost ($9.95/month) = $119.40. Total net annual value = $1,201.60.

$0 Monthly Payment for 3 months: No Payment/loan deferral program only applies to new vehicles (model years 2026 & newer) and used vehicles up to 5 years old. New money only; no refinancing of a current DFCU loan. The minimum loan amount is $5,000. Loan interest will accrue from the date of loan disbursement & the life of the loan is extended by 3 months. Membership in good standing is required to qualify for this loan promotion. Primary member's FICO score must be 660 or greater. Members can make additional payments at any time. The actual rate you qualify for will be based on credit history and other factors. To see DFCU auto loan rates and terms visit www.downeyfcu.org.

Skip-a-payment option is available every 6 months, subject to member request and qualification. Interest continues to accrue during skipped payment periods. Loan must be in good standing to be eligible.

Calculator is for general informational purposes only. Actual terms will vary and are not guaranteed. Consult a financial wellness expert for your personal situation.