Roth IRA

Grow your nest egg

Plan today, keep more tomorrow······

Choose between a
Share or Certificate

A Roth IRA helps you build long-term savings with more flexibility and control. Your money grows tax-free, and qualified withdrawals aren’t taxed—so what you save works harder for you over time.

Explore our
Share

Open a Roth IRA Share with just $25, no fixed term, deposits up to $8,000 per calendar year, no credit union withdrawal penalties, and no maintenance fees (IRS penalties may apply).¹

Then Compare,
to our Certificate (CD)

Open a Roth IRA Certificate with $500 at a fixed term, featuring automatic renewal at maturity, tax-deferred deposits up to $8,000 per year, no maintenance fees, and early withdrawal penalties may apply (including IRS penalties). ¹

Certificate Rates¹

Term

Dividend Rate

APY

12 Months

1.73%

1.75%

18 months

1.98%

2.00%

24 months

2.23%

2.25%

36 months

2.47%

2.50%

48 months

2.72%

2.75%

60 months

2.96%

3.00%

Disclosures