IRA Share
Savings without the commitment
Want to save for retirement with the freedom to move money around when necessary?
Enjoy the savings and the liquidity of having an IRA Share. A savings account that isn't locked into any time frame, so you can enjoy more flexibility.
Easy to Start
& Flexible
& Flexible
You can open an IRA Share with just $25, and there’s no fixed term required. It’s available for any type of IRA Account or IRA Certificate, and there are no maintenance fees, making it easy and flexible to get started.1
Grow Your Savings Tax-Advantaged
You can contribute up to $6,000 per year if you’re age 49 or under, or up to $7,000 per year if you’re 50 or older (amounts change yearly). Both contributions and dividends are tax-deferred, and your contributions are tax-deductible, helping your savings grow efficiently.
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Keep Your Earnings & Watch Them Grow
There are no Credit Union penalties for withdrawals, though IRS penalties may still apply. Your balance of $100 or more earns 0.25% APY, giving your savings a steady opportunity to grow over time.1
Disclosures
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