Certificate-Secured
Loan
Use your certificate for better loan options······
Member Perks
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✓Use a certificate to secure a low-rate loan
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✓Borrow up to the balance in your certificate
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✓Fixed rate is 3% above pledged certificate dividend rate
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✓Funds on deposits continue to earn dividends
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✓Same term as the certificate
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✓When ready, visit a branch to open this account!
Disclosures
10-day grace period on payments.
Payments can be made in branch, by phone, by mail, via online banking or direct deposit.
The terms of repayment, which reflect the repayment obligations over the full term of the loan, including any balloon payment (i.e. 48 monthly payments of $22.85 per $1,000 borrowed. Rate 3% + saving dividend 1.60% = 4.60%)
