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DFCU Credit Cards

Great Rates for the Holidays

DFCU Credit Cards

Great Rates for the Holidays

Reduce the stress of holiday shopping and open a new DFCU Classic or Platinum credit card today and get a 1.99% APR* introductory rate on purchases made through December 31, 2017 for new DFCU credit cards. The promotional rate on your holiday purchases will be good through December 31, 2018.

Plus, all DFCU credit card holders, if you spend $1,000 from now until the end of the year, you'll be entered to win $1,000!2


  • New credit card holders will enjoy a 1.99% APR* through December 31, 2018 on holiday purchases this year!
  • PLATINUM VISA - as low as 9.99% APR (starting 1/1/18), with limits up to $25,000
  • CLASSIC VISA - as low as 13.20% APR (starting 1/1/18), with limits up to $10,000
  • No annual fee
  • No cash advance fee
  • Low rate of 9.99% or 13.90% APR for cash advances and balance transfers
  • View your transactions, make payments and more with EZCardinfo.com

Apply Now
  • $500 minimum / $25,000 maximum credit line
  • 10-day grace period on payments
  • 25-day grace period on all purchases (before interest begins to accrue)
  • Accepted worldwide, anywhere the VISA logo is displayed
  • Minimum payment due each month is 2.5% of balance, with a $20 minimum
  • Free Convenience Checks
  • ATM access for cash advances, wherever the VISA logo is displayed
  • $20 fee for late payments
  • $15 fee for returned payments
  • No charge for over-limit transactions
  • No annual fee or cash advance fee
  • Foreign Transaction Fees
    • Transactions made in foreign currency: 1% of each transaction in US Dollars
    • Foreign transactions billed in US dollars: 1% of each transaction in US Dollars
  • Apply online via Online Banking
  • Over the phone at 562-862-8141
  • In branch


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*APR=Annual Percentage Rate. Rates may change at any time without notice. The actual rate and approval of a loan is determined by creditworthiness, FICO/credit score and other factors. DFCU standard lending rules and regulations apply. Please speak to a Loan Rep. for complete promotional details, qualifying criteria, disclosures and other rates and terms.