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DFCU Credit Cards

Make Your Summer Magical

Grab your Mouse Ears!

DFCU wants to make your summer a little more magical. For every qualifying purchase you make on your DFCU Credit Card, you will be entered to win two tickets1 to Disneyland®! The more you use it, the more magic and adventure could be added to your summer. Offer ends July 31, 2019.

Apply today to get your DFCU Credit Card.

  • PLATINUM VISA - as low as 9.99% APR* with limits up to $25,000
  • CLASSIC VISA - as low as 13.20% APR* with limits up to $10,000
  • No annual fee
  • No cash advance fee
  • Low rate of 9.99% or 13.90% APR for cash advances and balance transfers
  • View your transactions, make payments and more with

Apply Now
  • $500 minimum / $25,000 maximum credit line
  • 10-day grace period on payments
  • 25-day grace period on all purchases (before interest begins to accrue)
  • Accepted worldwide, anywhere the VISA logo is displayed
  • Minimum payment due each month is 2.5% of balance, with a $20 minimum
  • Free Convenience Checks
  • ATM access for cash advances, wherever the VISA logo is displayed
  • $20 fee for late payments
  • $15 fee for returned payments
  • No charge for over-limit transactions
  • No annual fee or cash advance fee
  • Foreign Transaction Fees
    • Transactions made in foreign currency: 1% of each transaction in US Dollars
    • Foreign transactions billed in US dollars: 1% of each transaction in US Dollars
  • Apply online via Online Banking
  • Over the phone at 562-862-8141
  • In branch
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*APR= APR=Annual Percentage Rate. Rates may change at any time without notice. The actual rate and approval of a credit card is determined by creditworthiness, FICO/credit score and other factors. DFCU standard lending rules and regulations apply. Please speak to a Loan Rep. For complete promotional details, qualifying criteria, disclosures and other rates and terms.

1No purchase or obligation necessary to enter or win. Sweepstakes is open only to U.S. residents, 18 years of age or older as of June 1, 2019. Begins at 12:00:00 AM Pacific Time ("PT") on June 1, 2019 and ends at 11:59:59 PM PT on July 31, 2019 ("Promotional Period"). TO ENTER: 1) Automatic Entry: Any eligible Downey Federal Credit Union ("DFCU") Classic Visa, DFCU Platinum Visa, or DFCU Share-Secured Visa ("DFCU Cards") cardholder will automatically receive one (1) sweepstakes entry for each purchase made with their DFCU Cards during the Promotional Period. High number of eligible purchases during the Promotional Period does not guarantee winning the grand prize. Standard rates on all purchases still apply. 2) Non-Purchase Entries: To enter without any DFCU Cards, purchase or obligation A) by mail, hand-print your name, address, city, state/province/territory, ZIP or postal code, email address, and daytime telephone number (including area code) on a 3" x 5" card, and mail, with sufficient postage affixed, to: DFCU Magical 2019, 8237 3rd Street, Downey, CA, 90241 or B) in person, deliver the 3" x 5" card to 8237 3rd Street, Downey, CA, 90241, any time Monday-Friday between 9:00 AM-5:30 PM PT and Saturday between 9AM-2PM PT, during the Promotional Period. Mail-in entries must be postmarked by July 31, 2019 and received by August 9, 2019 in order to be eligible. Enter as often as you wish; however, each mail-in entry must be mailed in a separate, postmarked-and-stamped envelope, and each in-person entry must be delivered separately on separate occasions. Winner will be selected by random drawing at a location selected by DFCU on or before September 2, 2019. Winner recognizes that his/her name can be displayed publicly at the time of the drawing or any time thereafter. Prize description: Two (2) tickets to Disneyland Park in Anaheim, CA. Prize excludes any other Disneyland attractions. Winner is responsible for any parking or transportation expense. Total Approximate Retail Value ("ARV") of Grand Prize: $400 USD. Winner will be responsible for reporting prize value properly for any tax purposes. Odds: Estimated odds of winning depend upon the total number of eligible entries received during the promotional period. In order to be considered, members/DFCU Cards holders must not be delinquent on their DFCU Cards account(s) during the Promotional Period and up to the time of prize fulfillment. Cash advances and balance transfers are not eligible. DFCU employees and volunteers, as well as their immediate family members and household members, are not eligible to win. DFCU is in no way affiliated with Disney, Disneyland Resort California, or their subsidiaries.