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DFCU Credit Cards

Life's good when you save more!

Stuff yourself with savings this holiday season! Enjoy a special rate of only 1.99% APR*for 6 months on purchases made on your DFCU Classic or Platinum Credit Card from now until the new year - DFCU's little way of saying thanks! From traveling, holiday feasts, to gifts for everyone on your list, enjoy the holidays with ease when you use your DFCU Credit Card.

Apply today to get your DFCU Credit Card.

  • PLATINUM VISA - as low as 9.99% APR* with limits up to $25,000
  • CLASSIC VISA - as low as 13.20% APR* with limits up to $10,000
  • No annual fee
  • No cash advance fee
  • Low rate of 9.99% or 13.90% APR for cash advances and balance transfers
  • View your transactions, make payments and more with

Apply Now
  • $500 minimum / $25,000 maximum credit line
  • 10-day grace period on payments
  • 25-day grace period on all purchases (before interest begins to accrue)
  • Accepted worldwide, anywhere the VISA logo is displayed
  • Minimum payment due each month is 2.5% of balance, with a $20 minimum
  • Free Convenience Checks
  • ATM access for cash advances, wherever the VISA logo is displayed
  • $20 fee for late payments
  • $15 fee for returned payments
  • No charge for over-limit transactions
  • No annual fee or cash advance fee
  • Foreign Transaction Fees
    • Transactions made in foreign currency: 1% of each transaction in US Dollars
    • Foreign transactions billed in US dollars: 1% of each transaction in US Dollars
  • Apply online via Online Banking
  • Over the phone at 562-862-8141
  • In branch
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*APR=Annual Percentage Rate. Rates may change at any time without notice. The actual rate and approval of a loan is determined by creditworthiness, FICO/credit score and other factors. DFCU standard lending rules and regulations apply. Please speak to a DFCU Loan Representative for complete promotional details, qualifying criteria, disclosures and other rates and terms.

1Purchases made on a DFCU VISA Platinum or Classic Credit Card between 11/01/19 to 12/31/19 will receive the promotional APR of 1.99% for the balance of each transaction for six (6) billing cycles for each transaction made within the promotional period of 11/01/19 to 12/31/19. Effective after the 6 billing cycles, any balance remaining from any transaction made during the promotional period on all credit cards will default to their standard rate. Standard rate for a Platinum Credit is currently 9.99% for purchases, and 13.20% for Classic Credit Card purchases. Credit card rate is determined by creditworthiness, FICO/credit score and other factors. The promotional APR of 1.99% excludes cash advances and balance transfers.