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Classic Visa
Purchases | Cash Advance | Balance Transfer

Classic Visa

Purchases | Cash Advance | Balance Transfer

  • APR*
  • No annual fee
  • Limits up to $10,000
  • No cash advance fee
  • Same low rate for transactions, cash advances and balance transfers
  • View your transactions, make payments and more with
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Interested in a Classic Visa?

Simply provide your name and phone number and we’ll give you a call.

Call Request Form - Mobile

  • Apply online via Online Banking
  • Over the phone at 562.862.8141
  • In branch
  • $500 minimum / $10,000 maximum credit line
  • 10-day grace period on payments
  • 25-day grace period on all purchases (before interest begins to accrue)
  • Accepted worldwide, anywhere the VISA logo is displayed
  • Minimum payment due each month is 2.5% of balance, with a $20 minimum
  • Free Convenience Checks
  • ATM access for cash advances, wherever the VISA logo is displayed
  • Visa Classic Disclosure Information
  • $20 fee for late payments
  • $15 fee for returned payments
  • No charge for over-limit transactions
  • No annual fee or cash advance fee
  • Foreign Transaction Fees
    • Transactions made in foreign currency: 1% of each transaction in US Dollars
    • Foreign transactions billed in US dollars: 1% of each transaction in US Dollars
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*APR=Annual Percentage Rate. Rates may change at any time without notice. The actual rate and approval of a loan is determined by creditworthiness, FICO/credit score and other factors. DFCU standard lending rules and regulations apply. Please speak to a Loan Rep. for complete promotional details, qualifying criteria, disclosures and other rates and terms.