SEP IRA
Plans
earn up to 3.00% APY 1
Smart Planning Today, Enjoy More Tomorrow······
A Simplified Employee Pension (SEP) plan is for those who are self-employed, and wish to make larger contributions than Traditional or Roth IRAs limitations will allow.
Choose between a
Share or Certificate
Share or Certificate
A SEP IRA helps you build long-term savings with more flexibility and control. Your money grows tax-free, and qualified withdrawals aren’t taxed—so what you save works harder for you over time.
Explore our
Share
Share
Open a SEP IRA Share with just $25 and enjoy flexible, tax-deferred growth with no fixed term. Contributions are subject to IRS income limits, and while the Credit Union does not charge withdrawal penalties, IRS penalties may apply. 1
Then Compare,
to our Certificate (CD)
to our Certificate (CD)
Start a SEP IRA Certificate with $500 and lock in a fixed term and competitive rate. Certificates automatically renew at maturity. Contributions are subject to IRS income limits, and early withdrawals may incur penalties. 1
Certificate Rates1
Term
Dividend Rate
APY
12 Months
1.73%
1.75%
18 months
1.98%
2.00%
24 months
2.23%
2.25%
36 months
2.47%
2.50%
48 months
2.72%
2.75%
60 months
2.96%
3.00%
Disclosures
1