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Personal Line of Credit

Rates as low as 8.90% APR*
  • Easily transfer funds, online or mobile, to your other accounts, up to your available credit limit
  • Reuse your revolving Line of Credit as you repay it
  • Interest charged only on the amount of money borrowed
  • Provides overdraft protection for your checking account
  • Credit line up to $25,000
Apply Now
Interested in a Personal Line of Credit?

Simply provide your name and phone number and we’ll give you a call.

Call Request Form - Mobile

Or call us at 562.862.8141


Rates
FICO Annual Percentage Rate Maximum Credit Line
720+ 8.90% Maximum $25,000
680-719 10.90% Maximum $15,000
640-679 12.90% Maximum $10,000
600-639 14.90% Maximum $5,000
≤599 16.90% Maximum $1,000
  • Payments can be made by phone, mail, online banking, or in branch
  • No minimum FICO score requirements
  • 10-day grace period on payments
  • Monthly payment amount is 2.5% of outstanding balance
  • Rates, terms, programs, and conditions subject to change

  • Line of Credit Agreement

  • Late payment charge (more than 10 days late): 20% of the interest due that month
  • No application fee
  • No pre-payment penalty
  • Apply above by clicking ‘ Apply Now’
  • To apply over the phone, call us directly at 562.862.8141 ext. 702
  • To learn more you can also email us at dfculoans@downeyfcu.org