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Personal Line
of Credit

Personal Line
of Credit


  • Easily transfer funds, online or mobile, to your other accounts, up to your available credit limit
  • Reuse your revolving Line of Credit as you repay it
  • Interest charged only on the amount of money borrowed
  • Provides overdraft protection for your checking account
  • Credit line up to $25,000
Apply Now
Interested in a Personal Line of Credit?

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Rates
FICO Annual Percentage Rate Maximum Credit Line
720+ 9.90% Maximum $25,000
680-719 11.90% Maximum $15,000
640-679 13.90% Maximum $10,000
600-639 15.90% Maximum $5,000
≤599 17.90% Maximum $1,000
  • Payments can be made by phone, mail, online banking, or in branch
  • No minimum FICO score requirements
  • 10-day grace period on payments
  • Monthly payment amount is 2.5% of outstanding balance
  • Rates, terms, programs, and conditions subject to change

  • Line of Credit Agreement

  • Late payment charge (more than 10 days late): 20% of the interest due that month
  • No application fee
  • No pre-payment penalty