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Personal Loans

Personal Loans

  • Perfect for large purchases, education, consolidating debt or other unexpected expenses
  • Fixed, low rates
  • Terms up to 60 months
  • Borrow up to $25,000
  • 0.25% rate discount for Shield Elite Checking account holders
  • 0.25% rate discount for Direct Deposit into a DFCU Checking Account
  • Skip a payment every 6 months+ (More info)
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Term Fixed APR1
12 months as low as
24 months as low as
36 months as low as
48 months as low as
60 months as low as
1APR = Annual Percentage Rate. Rates quoted are the best possible rate for each tier based on credit score and other factors, and include rate discounts for Shield Elite Checking account holders and direct deposit into a DFCU checking account. Other rates and terms are available. The actual rate you qualify for will be based on credit history and other factors. (Payment example: $15,000 loan for 60 months at 8.75% APR would require 60 payments of $309.34). Rates are subject to change without notice.
  • Payments can be made in branch, by phone, by mail, via online banking or direct deposit
  • Rate based on FICO/credit score
  • 10-day grace period on payments
  • Late payment charge (more than 10 days late): 20% of the interest due that month
  • No application fee
  • No pre-payment penalty

+Restrictions apply. View complete disclosures.