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Trust Accounts

Protect their future

Trust Accounts

Protect their future

You don’t have to be a millionaire to set up a Trust Account. With only a $25 minimum to open a Trust Account, you can in most cases protect your beneficiaries from the difficult process of probate or navigating confusing tax laws.

Why a Trust Account?
Trusts are designed to help your loved ones get faster access to your funds, and can possibly help them avoid taxes. Trusts also offer an increased level of privacy, since probate is public record. By creating a Trust, you’re also in full control of how your funds will be distributed and when.

  • $25 minimum to open
  • No monthly service charges
  • Earns APY+ on balances of $100 or more
  • Full control over disbursement
  • Can be arranged in many ways and can specify how and when the assets pass to beneficiaries
  • Access to deposited funds when you need it
  • Available funds can be used for overdraft protection for checking
  • Funds can be used for automatic loan transfer payments

Affordable Share-Secured Loans
If you need an affordable loan, you can always use the balance of your Trust Account for a Share-secured Loan.

Interested in a Trust Account?

Simply provide your name and phone number and we’ll give you a call.

Call Request Form - Mobile

Or call us at 562.862.8141 ext. 702


Open a Trust Account
Members
If you are already a DFCU member, simply call 562.862.8141 or email feedback@downeyfcu.org to open this account.

Non-Members
If you aren’t a DFCU member yet, visit our branch to open this account.
  • 10-day grace period on payments
  • Payments can be made in branch, by phone, by mail, via online banking or direct deposit
  • Payment example: 48 monthly payments of $22.85 per $1,000 borrowed. Rate 3% + dividend rate 1.60% = 4.60%
  • No monthly fee
  • No fee to open
  • Fees could reduce earnings


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