Your browser does not support JavaScript. To view rates, see our rate sheet. Online Banking Login

Certificates

Lock in your rate

Certificates

Lock in your rate

Lock in your savings with a DFCU Certificate! Certificates are a safe way to earn higher interest on your cash and keep your nest egg secure.

  • Terms from 6 months to 48 months
  • $1,000 needed to open account
  • No monthly fee; no annual fee
  • Earns higher dividends
  • Use as collateral for a Certificate Secured Loan
  • Federally insured by the National Credit Union Administration (NCUA)
Interested in a Certificate?

Simply provide your name and phone number and we’ll give you a call.

Call Request Form - Mobile

Rates
Term Dividend Rate* APY+
6 months
12 months
24 months
36 months
48 months
Open a Certificate

Members

If you are already a DFCU member, simply call 562.862.8141 or email feedback@downeyfcu.org to open this account.

Non-Members

If you aren’t a DFCU member yet, visit our branch to open this account.

  • $1,000 minimum deposit to open
  • $1,000 minimum daily average
  • Earns dividends when your balance exceeds $1,000
  • Dividends compounded daily and paid quarterly on average balance
  • Seven (7) day grace period to change term or close with no penalties
  • Certificates automatically roll over at maturity with the same term and current rate unless member requests differently
  • No monthly service charges
  • Early withdrawal penalty: 90-day dividend penalty on all certificates if funds are withdrawn


Online Banking FAQs
Quickbooks / Quicken
DFCU Cares - Community News
2017 Student Enrichment Grant
Special Promotions - Save Money Today
DFCU 60th Anniversary Logo
Mobile Banking is Here!