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Certificates

Earn more until 9/30

Certificates

Earn more until 9/30

Boost your savings with DFCU's competitive dividends!

Have $1,000+ sitting in a traditional savings account? Don't miss the opportunity to supercharge your savings potential! DFCU has increased potential earnings on 8-month CDs and IRAs for a limited-time: you'll start with a base rate and you have two opportunities to increase your dividends based on your age and whether you have direct deposit with us.

How our APY boosts work:

3.50%

Base Rate

0.41% APY

Age Boost

Example: 41-years-old = 0.41%

0.50%

Direct Deposit Boost


Members are averaging 4.41% APY with our 8-month promo CD!*

Promo Details
  • Minimum amount needed to open: $1,000
  • Minimum age required to open: 18
  • New Money offer
  • No monthly fee; no annual fee
  • Federally insured by the National Credit Union Administration (NCUA)

After your 8-month CD or IRA:

  • The CD will default to DFCU's standard CD or IRA rate. Members can log in within the seven day grace period after expiration to select a different term.
  • See DFCU's current CD Terms and Fees below.
Interested in a Certificate?

Simply provide your name and phone number and we’ll give you a call.

Call Request Form - Mobile

Or call us at 562.862.8141


CD Rates
Term Dividend Rate* Annual Percentage Yield (APY+)
6 months View rates View rates
12 months View rates View rates
24 months View rates View rates
36 months View rates View rates
48 months View rates View rates
60 months View rates View rates
IRA Rates
Term Dividend Rate* APY+
12 months View rates View rates
18 months View rates View rates
24 months View rates View rates
36 months View rates View rates
48 months View rates View rates
60 months View rates View rates
  • $1,000 minimum deposit to open
  • $1,000 minimum daily average
  • Earns dividends when your balance exceeds $1,000
  • Dividends compounded daily and paid quarterly on average balance
  • Seven (7) day grace period to change term or close with no penalties
  • Certificates automatically roll over at maturity with the same term and current rate unless member requests differently. For the 8 month term CD promo, the promo rate will default to DFCU's standard CD or IRA rate.
  • DFCU may extend the promotional end date without notice.
*Rate not guaranteed. Average based on CDs opened during the promo.
  • No monthly service charges
  • Early withdrawal penalty: 90-day dividend penalty on all certificates if funds are withdrawn



+APY as of 09/25/23