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Certificates

Certificates


Boost your savings with DFCU's competitive dividends!

Have $1,000 sitting in a traditional savings account? Don't miss the opportunity to increase your savings potential with DFCU's Certificates!

Why Invest with DFCU:

Competitive Dividends

See rates below!

Federally Insured by NCUA

Your funds are protected!

Unlock our member perks!

Such as FREE notary service.


Interested in a Certificate?

Simply provide your name and phone number and we’ll give you a call.

Call Request Form - Mobile

Or call us at 562.862.8141


CD Rates
Term Dividend Rate* Annual Percentage Yield (APY+)
6 months View rates View rates
12 months View rates View rates
24 months View rates View rates
36 months View rates View rates
48 months View rates View rates
60 months View rates View rates
  • $1,000 minimum deposit to open
  • $1,000 minimum daily average
  • Earns dividends when your balance exceeds $1,000
  • Dividends compounded daily and paid quarterly on average balance
  • Seven (7) day grace period to change term or close with no penalties
  • Certificates automatically roll over at maturity with the same term and current rate unless member requests differently.
  • No monthly service charges
  • Early withdrawal penalty: 90-day dividend penalty on all certificates if funds are withdrawn



+APY as of 04/14/24