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Lock in your rate


Lock in your rate

Lock in your savings with a DFCU Certificate! Certificates are a safe way to earn higher dividends on your cash and keep your nest egg secure.

  • Terms from 6 months to 60 months
  • $1,000 needed to open account
  • No monthly fee; no annual fee
  • Earns higher dividends
  • Use as collateral for a Certificate Secured Loan
  • Federally insured by the National Credit Union Administration (NCUA)
Interested in a Certificate?

Simply provide your name and phone number and we’ll give you a call.

Call Request Form - Mobile

Or call us at 562.862.8141

Term Dividend Rate* Annual Percentage Yield (APY+)
6 months View rates View rates
12 months View rates View rates
24 months View rates View rates
36 months View rates View rates
48 months View rates View rates
60 months View rates View rates
Open a Certificate


If you are already a DFCU member, simply call 562.862.8141 or email to open this account.


If you aren’t a DFCU member yet, visit our branch to open this account.

  • $1,000 minimum deposit to open
  • $1,000 minimum daily average
  • Earns dividends when your balance exceeds $1,000
  • Dividends compounded daily and paid quarterly on average balance
  • Seven (7) day grace period to change term or close with no penalties
  • Certificates automatically roll over at maturity with the same term and current rate unless member requests differently
  • No monthly service charges
  • Early withdrawal penalty: 90-day dividend penalty on all certificates if funds are withdrawn

+APY as of 01/27/23