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Home Equity Line of Credit

Your BIG ideas deserve small rates! Use the value of your home to fund home improvement projects, consolidate debt, or have that pool built just in time for summer! For a limited time, take advantage of DFCU’s Special Introductory Rate from May 1st to August 31st, on qualifying HELOCs.


Starting at 2.90% APR* for the first 12 months

  • Loan amounts up to $400,000
  • Up to 80% combined loan to value
  • Terms up to 20 years
  • Interest paid may be tax deductible1
  • Get a free quote for Home Insurance through the TruStage Insurance Program and save hundreds
Apply for a HELOC Today!
Interested in a Home Equity Loan or HELOC?

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Or call us at 562.862.8141

Home Equity Explanation & Process
*APR = Annual Percentage Rate. Rates shown are effective 5/1/18 and may change at any time without notice. Rates shown are the lowest possible and are based on FICO/Credit Score and other factors. 2.90% APR introductory rate valid for the first 12 months; after which the rate will default to the rate which the member qualified for at the time of booking, which is determined by creditworthiness, FICO/credit score and other factors. To qualify for the introductory rate, minimum $25,000 advance at time of funding for a HELOC. Special introductory rate promotion on HELOC is valid from 5.1.18 to 8.31.18 and must be funded by 8.31.18. No home equity lines of credit or other loans currently financed at DFCU are eligible. This is subject to standard Downey Federal Credit Union (DFCU) credit approval. Offer may be discontinued without notice. Loan subject to borrower and property qualifications, not all applicants may be approved. DFCU does business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act and deposits are Federally Insured by NCUA. Membership in good standing is required in order to be approved for this loan promotion. Additional restrictions apply. Please contact a DFCU Loan Representative, give us a call or visit our branch for complete promotional details, qualifying criteria, disclosures, and other rates and terms. 1Please consult with your tax advisor for tax deductibility of interest.
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