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No Closing Costs - HELOC & Home Loan

Planning a home improvement project, a dream vacation, or have a large expense?
Using your home's equity can make those plans a reality when you fund a Home Equity Loan or Home Equity Line of Credit with DFCU. For a limited time, DFCU will cover all the closing costs!1 Start your planning and saving just in time for summer.

HOME EQUITY LOANS

Fixed rates as low as 4.50% APR*

  • DFCU pays for your closing costs1
  • Loan amounts up to $400,000
  • Up to 80% combined loan to value
  • Terms up to 20 years
  • Interest paid may be tax deductible2
Apply for a Home Equity Loan Today!


HOME EQUITY LINE OF CREDIT

Variable rates as low as 5.25% APR*

  • DFCU pays for your closing costs1
  • Loan amounts up to $400,000
  • Up to 80% combined loan to value
  • Open-ended loan with a 10-year draw period/10-year repayment
  • Interest paid may be tax deductible2
Apply for a HELOC Today!

Interested in a Home Equity Loan or HELOC?

Simply provide your name and phone number and we’ll give you a call.

Call Request Form - Mobile

Or call us at 562.862.8141 ext. 702


*APR=Annual Percentage Rate. Rates shown are effective 3/1/18, and may change at any time without notice. Rates shown are the lowest possible and are based on FICO/Credit Score and other factors.
1 No closing cost promotion on home equity loans and home equity lines of credit is valid from 3/1/18 - 4/30/18. Applications must be received by 4/30/18 to qualify for the no closing cost promotion. To qualify for the no closing cost promotion, a minimum $25,000 must be funded for a Home Equity Loan or minimum $25,000 advance at time of funding for a HELOC. New money only - no home equity loans or home equity lines of credit or other loans currently financed at DFCU are eligible for no closing costs promotion. This will be a "No Fee" program, subject to standard Downey Federal Credit Union (DFCU) credit approval. All normal loan underwriting fees (flood certification, appraisal fees, settlement/closing) will be waived for all new Home Equity Loan and HELOC requests that meet the above criteria. Offer may be discontinued without notice. DFCU does business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act and deposits are Federally Insured by NCUA. Membership in good standing is required in order to be approved for this loan promotion. Additional restrictions apply. Please contact a DFCU Loan Representative, give us a call or visit our branch for complete promotional details, qualifying criteria, disclosures, and other rates and terms.
2 Please consult with your tax advisor for tax deductibility of interest. DFCU does business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act and deposits are Federally Insured by NCUA.
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