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Mobile & Online Banking

Mobile & Online Banking


Easy access to your account

Enjoy 24/7 access and convenience to your account with Online Banking or the Downey FCU Mobile App, whenever and wherever you go.

  • Check balances and account history
  • Transfer funds between your accounts & to other members
  • Make loan payments
  • Apply for loans
  • Pay bills with Bill Pay - Enrollment must be done in Online Banking to use on the Downey FCU App
  • Deposit checks digitally
  • View and print cleared checks
  • Make credit card payments
  • View & sign up for eStatements
  • Contact us through Secure Emails

Logging into Online Banking through the DFCU Website

  • Use the same username and password as your Downey FCU mobile app login
  • If you have not logged in to the Downey FCU mobile app, you will need to create a new username and password for Online Banking
  • For your security, please do not use your account number as your username

To sign up for Online Banking or if you forgot your password, email us at feedback@downeyfcu.org, or call us at 562-862-8141, and we will activate your account and provide you with a temporary password.

Accessing your account securely, at any time of the day or night is easy—and free! Sign up today!


Download the Downey FCU Mobile App on your smart device

If you have an iPhone, iPad or iPod touch running iOS 8.4 or greater:

    1. Open the App Store app.
    2. Tap the Search icon at the bottom of the screen.
    3. Enter Downey FCU in the search field. Tap Search on your keyboard.
    4. Tap Get, then Install to begin downloading the app (you may need to enter your Apple ID password for iTunes).
    5. After install, tap the app icon and follow the prompts to register for a Downey FCU account.
    6. Enjoy your mobile banking experience!

Download on the App Store

If you have a smartphone or tablet running Android 4.4 KitKat or greater:

    1. Open the Google Play Store app.
    3. Enter Downey FCU in the search field.
    4. Tap Install on your keyboard.
    5. After install, tap the app icon and follow the prompts to register for a Downey FCU account.
    6. Enjoy your mobile banking experience!

Get It on Google Play


How to use Mobile Check Deposit

Deposit checks wherever you are with the Downey FCU mobile app. All it takes is a couple snaps! Follow these simple steps using the Downey FCU app:

  • Select Deposit on the Downey FCU Mobile App homepage
  • Enter your log in credentials or use your finger print
  • Tap DEPOSIT A CHECK
  • Choose an Account to deposit into, enter the check amount, and then tap Done
  • Take a picture of the front of the check, and then the back of the check. Make sure the back of your check is endorsed with: For mobile deposit only‑Downey Federal Credit Union, and your account number. The App will guide you to help center your check correctly.
  • Tap Confirm to submit the deposit
Please note: Checks deposited Monday-Friday before 3:00PM Pacific Time, will be credited to your account the same day. All other deposits will be credited to your account on our next business day. Please retain the check for your records for at least 60 days after it has been electronically deposited.

Deposit Limits: Current deposit limits are $5,000 per business day.

Availability of Funds: If a check via Downey FCU's Check Deposit is received and accepted on a business day that we are open before 3:00pm Pacific Time, that day is considered to be the day of your deposit, subject to the other terms and conditions. Otherwise, that the deposit will be considered as made on the next business day we are open. Funds deposited using Check Deposit will be made available for your withdrawal and/or use in accordance with the terms and conditions of our Funds Availability Policy.

Security is our top priority. Check images are transmitted immediately and securely to DFCU and never stored on your mobile device.

For complete Check Deposit terms and conditions, click here.

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