Looking for an IRA that's the perfect fit? Compare IRAs based on your financial needs or speak to one of our member service representatives by calling 562.862.8141.
| Compare IRAs | Traditional IRA | Roth IRA | IRA Certificate | Coverdell ESA |
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| Purpose | Pre-tax retirement savings | Post-tax retirement savings with more flexibility | Like a Traditional or Roth IRA, but with maturity terms up to 18 months. | Post-tax savings for future education expenses of someone under 18 |
| Reason to Open this Account | You plan to be in a lower tax bracket after retirement, or your income exceeds Roth IRA limitations, and want the flexibility to make withdrawals | You expect to be at the same or higher tax bracket after retirement, and want the flexibility to make withdrawals | You want to earn the highest interest rate, and don’t need the flexibility of withdrawals | Save and earn tax-free interest to fund your child’s college education |
| Eligibility |
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Subject to either Traditional or Roth IRA eligibility | Beneficiary must be a qualifying family member under the age of 18 |
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