Dear Members,
We have received reports from other financial institutions that there has been an increase in fraudulent activity. Fraudsters are claiming to be from financial institutions with the goal of getting your account and other identification information. If you receive an unsolicited call, email, or text from anyone claiming to be with Downey Federal Credit Union, feel free to call us at (562) 862-8141 to verify before providing any information.

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IRA Certificate

Flexibility with security

IRA Certificate

Flexibility with security

IRA Certificates are available for all our IRA account types.

  • Open any IRA Certificate with $500 to start at a fixed term
  • Available in terms of 12 up to 60 months

Learn more about each type of IRA Certificate:

  • Traditional IRA
    Deposits are pre-tax contributions, and can lower your taxable income.
  • Roth IRA
    Deposits are taxed prior to contribution and can be withdrawn tax free.
  • Coverdell ESA
    Start saving for future educational expenses.
  • SEP
    Tax-deferred retirement savings for those who are self-employed.
Interested in an IRA Certificate?

Simply provide your name and phone number and we’ll give you a call.

Call Request Form - Mobile

Or call us at 562.862.8141


Open an IRA Certificate
Members
If you are already a DFCU member, simply call 562.862.8141 or email feedback@downeyfcu.org to open this account.

Non-Members
If you aren’t a DFCU member yet, visit our branch to open this account.