September Challenge: Save $300,
Win $300!1
Deposit a minimum of $300 into your DFCU Moneysmart Savings Account by the end of September, and you'll be entered for a chance to win $300! You can make smaller deposits throughout the month to reach the $300 goal. Are you up for the challenge?
Frequently Asked Questions
How do I open this account?
Visit our Branch: 8237 3rd Street, Downey CA 90241. You will need your Child’s ID, Birth Certificate and Social Security Card.
Is there a minimum balance required to open and maintain the account?
$5.00. These funds are what maintain your account as "active".
Are there any restrictions on deposits or withdrawals?
Yes, subject to Regulation D. That translates to 6 withdrawals per month, including overdraft, without a signature.
Disclosures
1
No purchase or obligation is necessary to enter or win. $300 Sweepstakes (“Sweeps”) is open only to U.S. residents. Entry into the Sweeps is automatic when you deposit a total of $300 or more into your DFCU Cub Account or Money Smart Account (“Qualifying Accounts”) between 9/1/2024 and 9/30/2024 (“Promo Period”). To be eligible, the account must be in good standing. Only deposits made during the Promo Period, qualify toward the $300 minimum. Participants with the Qualifying Accounts can make multiple deposits to reach the $300 minimum deposit requirement. Qualifying Accounts must total to the minimum $300 in deposits to be eligible, if withdrawals during the Promo Period cause the account to not have a minimum of $300 deposited, the account will be not eligible. One entry per account. Non-Member Entries: To enter without having the Qualifying Accounts, purchase or obligation A) by mail, hand-print your name, address, city, state/province/territory, ZIP or postal code, email address, and daytime telephone number (including area code) on a 3” x 5” card, and mail, with sufficient postage affixed, to: DFCU Sweeps, 8237 3rd Street, Downey, CA, 90241 or B) in person, deliver the 3” x 5” card to 8237 3rd Street, Downey, CA, 90241, any time during DFCU business hours, during the Promo Period. Only one entry per participant will be permitted. One winner will be randomly selected to receive a $300 cash prize to be paid out no later than 10/15/2024. Cub Account and Money Smart account holders will receive the prize through a deposit directly into their account. Odds of winning depend on the total number of eligible entries received. Additional terms and conditions may apply. The credit union reserves the right to modify or terminate the promotion at any time without notice. DFCU employees, Board members and volunteers are not eligible to win.
2
According to a Junior Achievement and Charles Schwab survey. Please consult with a financial advisor regarding your specific situation. The statements provided are general guidelines.
3
Earns dividends with a $5 balance or more. Dividends compounded daily and paid monthly. Minors ages 13-17 can open a checking account with a parent or guardian as joint owner.