Explore the Benefits of our Introductory Offers
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0.00% APR 1 on all Purchases
✓ First 6 months — shop interest-free with financial flexibility
AND
0.00% APR 1 on all Balance Transfers
✓ First 6 months — pay down debt without the added interest
*Both Introductory Offers Begin On the Date Your Credit Card is Approved.
BOOST YOUR SPENDING POWER:
Get up to
$25,0001
Rates
FICO
Annual Percentage Rate
Card Type
FICO 720+
Annual Percentage Rate APR*
Card Type Platinum
FICO 680-719
Annual Percentage Rate APR*
Card Type Platinum
FICO 640-679
Annual Percentage Rate APR*
Card Type Classic
FICO 600-639
Annual Percentage Rate APR*
Card Type Classic
FICO ≤599
Annual Percentage Rate APR*
Card Type Classic
Member Perks
-
✓No Annual Fees
-
✓No Cash Advance Fees
-
✓From 9.99% — after Intro Period
Frequently Asked Questions
How do I make payments to my DFCU Platinum Visa® Credit Card?
Payments are made through our partner's website: MyCardInfo.Can I use DFCU's Platinum Visa® Credit Card internationally?
Yes, you can use your Platinum Visa® Credit Card worldwide! Enjoy the convenience of accessing your funds abroad, ensuring a seamless payment experience no matter where your travels take you. DFCU Foreign Transaction Fees: Transactions made in foreign currency: 1% of each transaction in US Dollars. Foreign transactions billed in US dollars: 1% of each transaction in US Dollars.What should I do if my DFCU Platinum Visa® Credit Card is lost or stolen?
Contact Co-Op® Financial Services immediately to report the loss. We are here to help!Disclosures
1
APR=Annual Percentage Rate. Approval is subject to standard DFCU underwriting guidelines and is not guaranteed. With a new DFCU VISA® Platinum or Classic Credit Card, you’ll receive a 0% promotional APR on all purchases and balance transfers for the first six (6) billing cycles, up to your available credit limit. After the promotional period ends, any remaining balance from transactions made during those six billing cycles will revert to the card’s standard APR.
Credit lines range from $500 to $25,000. Purchases include a 25-day grace period before interest begins to accrue. The minimum monthly payment is 2.5% of your balance, with a $20 minimum.
Your card is accepted worldwide wherever the Visa® logo is displayed. Additional benefits include free Convenience Checks and ATM access for cash advances at any location that accepts Visa®.
2
Local financial institution rate comparison as of 6.13.24. Email feedback@downeyfcu.org for details.
3
Activation Required. Contact Co-Op® Financial Services for support.
4
Grace periods last at least 21 days. As long as you pay your full statement balance by the time your payment due date rolls around, you'll pay no interest on your purchase. Speak to a financial advisor for your personal situation.
