SHIELD
CHECKING
3 tiers — up to a $1,321 value
Maximize your Membership
Enjoy premium perks with Shield Elite Checking, including rate discounts on loans, access to exclusive high-yield savings accounts, discounted pet insurance, and more—all designed to help you bank smarter and live better.
Elevated Banking
Choose Your Membership
Elite
$9.95/month
Maximum Savings and Protection.
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✓BillShark Negotiation Services
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✓Estate Planning
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✓Financial Wellness
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✓Discounted Pet Insurance
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✓Auto and Personal Loan Discounts — 0.25% off 5
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✓
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✓
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✓No Fees for Cashier’s Checks & Foreign ATM Withdrawals 7
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✓All features included in Advantage and Shield Checking account:
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✓
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✓Nationwide Travel Savings
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✓Entertainment Savings
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✓Roadside Assistance
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✓Cellphone Protection
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✓Identity Theft Aid
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✓Accidental Death Coverage
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✓Buyer's Protection and Extended Warranty
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✓Health Savings Card
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✓Get paid early 4
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✓
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✓
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Advantage
$5.95/month
Some Savings and Protection.
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✓
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✓Nationwide Travel Savings
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✓Entertainment Savings
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✓Roadside Assistance
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✓Cell Phone Protection
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✓Identity Theft Aid
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✓Accidental Death Coverage
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✓Buyer's Protection and Extended Warranty
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✓Health Savings Card
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✓All features included in Shield Checking account:
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✓Get paid early 4
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✓
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✓
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Spend Smarter
Compare the Savings
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Benefit
Shield Elite Value Proposition
Estimated Annual Value
Roadside Assistance
Available 24/7 and free to use, up to $80 in covered service charges.
Estimated Annual Value$75
Health Savings Card
Save money on prescriptions, eye exams, frames, lenses and hearing services.
Estimated Annual Value$144
Credit Monitoring with Credit Report and Score and Fraud Resolution
You receive alerts if your monitored credit report has suspicious activity. View your quarterly credit report and score. Receive expert fraud resolution assistance should you become a victim of identity theft.
Estimated Annual Value$30
Accidental Death Coverage 2
You're automatically covered for accidental death should the unexpected happen.
Estimated Annual Value$36
Billshark
Let our team of experts negotiate your internet, TV, cell phone, and home security services on your behalf, or cancel subscriptions you no longer want or need.
Estimated Annual Value$240
Pet Insurance
Discounted pet insurance and savings on other pet care services and products.
Estimated Annual Value$155
Financial Wellness
Includes life and estate planning tools to protect you and your family, making it easy for you to protect the people, pets, and things that matter most.
Estimated Annual Value$150
Shop and Save Locally with DFCUDeal$
Local discounts and national retailer deals to save you money on shopping, dining, travel & more.
Estimated Annual Value$72
Shop Online
Use BaZing to save with online retailers nationwide. Including discounts on hotels, attractions & retail stores.
Estimated Annual Value$60
Value Proposition for Shield Elite Checking with BaZing
$1,321
TOTAL ANNUAL VALUE
Decide Easier
Compare the Coverage
Disclosures
†
Value proposition for Shield Elite Checking with Bazing: $1,321.00. Total annual cost ($9.95/month) = $119.40. Total net annual value = $1,201.60.
1
Cell phone protection and personal identity theft benefit are subject to additional terms and conditions. Participating merchants on DFCUDeal$, in partnership with BaZing, are not sponsors of the program, are subject to change without notice, may not be available in all regions and may choose to limit deals.
2
Insurance products are: NOT A DEPOSIT. NOT NCUA-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY DFCU.
3
Additional activation is required.
4
Early payroll in to your DFCU Shield Checking account is not guaranteed. DFCU has to receive the payroll funds from the employer in a timely manner to ensure receiving payroll early.
5
Loan Discount only valid if member holds a Shield Elite Checking Account Membership with DFCU in good standing at the time of funding.
6
U.S. checking account required to use Zelle®. Transactions between enrolled consumers typically occur in minutes. Zelle® and the Zelle® related marks, are wholly owned by Early Warning Services, LLC and are used herein under license.
7
Non-DowneyFCU and Non-COOP Atms
